Central Plains Bancshares (CPBI) vs Provident Financial (PROV)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Central Plains Bancshares (CPBI) has outperformed Provident Financial (PROV) over the past year, gaining 22.2% versus a gain of 16.6%. Provident Financial is the larger company by market cap ($114.2 million vs $77.1 million), about 1.5 times the size. On valuation, Central Plains Bancshares trades at a lower trailing P/E (16.8x vs 17.8x for Provident Financial).
Provident Financial pays a dividend yielding 3.06%, while Central Plains Bancshares does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CPBI | PROV |
|---|---|---|
| Share price | $19.82 | $18.33 |
| Market cap | $77.08M | $114.24M |
| 1-day change | -0.88% | -0.84% |
| YTD return | +18.20% | +16.15% |
| 1-year return | +22.17% | +16.59% |
| 5-year return | — | +10.07% |
| P/E ratio (TTM) | 16.80 | 17.79 |
| Forward P/E | — | 14.43 |
| EPS (TTM) | $1.18 | $1.03 |
| Dividend yield | 0.00% | 3.06% |
| Annual dividend | $0.00 | $0.56 |
| 52-week high | $21.84 | $18.99 |
| 52-week low | $15.56 | $14.95 |
| Distance from 52-week high | -9.21% | -3.50% |
| Analyst consensus | — | none |
| Avg. price target upside | — | +0.95% |
| Average volume | 2.94K | 13.37K |
| Shares outstanding | 3.89M | 6.23M |
| Employees | 68 | 95 |
| Sector | Finance | Finance |
| Industry | Savings Institutions | Savings Institutions |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Provident Financial offers a meaningfully higher dividend yield (3.06% vs 0.00%).
About Central Plains Bancshares
CPBI stock →Central Plains Bancshares, Inc. operates as the bank holding company for Home Federal Savings and Loan Association of Grand Island that operates as a federally chartered stock savings and loan association in Nebraska, the United States.
Finance · Savings Institutions · 68 employees
About Provident Financial
PROV stock →Provident Financial Holdings, Inc. operates as the bank holding company for Provident Savings Bank, F.S.B.
Finance · Savings Institutions · 95 employees
CPBI vs PROV FAQ
Which is bigger, Central Plains Bancshares or Provident Financial?
Provident Financial (PROV) is larger, with a market capitalization of $114.24M compared with $77.08M for Central Plains Bancshares (CPBI).
Which stock has performed better over the past year, CPBI or PROV?
CPBI returned +22.17% over the past 12 months, compared with +16.59% for PROV (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CPBI or PROV?
CPBI has the lower trailing P/E at 16.8, versus 17.8 for PROV. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Central Plains Bancshares or Provident Financial?
Provident Financial pays a dividend yielding 3.06%, while Central Plains Bancshares does not currently pay a regular dividend.
Are Central Plains Bancshares and Provident Financial in the same industry?
Yes. Both are classified in the Savings Institutions industry within the Finance sector.