Consumer Portfolio Services (CPSS) vs High Templar Tech (HTT)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Consumer Portfolio Services (CPSS) has outperformed High Templar Tech (HTT) over the past year, gaining 20.4% versus a loss of 51.0%. Over five years, CPSS leads with a +48.5% price change compared with +44.9% for HTT. High Templar Tech is the larger company by market cap ($350.9 million vs $207.2 million), about 1.7 times the size.
On valuation, High Templar Tech trades at a lower trailing P/E (3.8x vs 10.4x for Consumer Portfolio Services).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CPSS | HTT |
|---|---|---|
| Share price | $9.46 | $2.26 |
| Market cap | $207.22M | $350.94M |
| 1-day change | +4.99% | 0.00% |
| YTD return | +1.39% | -36.34% |
| 1-year return | +20.36% | -50.98% |
| 5-year return | +48.51% | +44.87% |
| P/E ratio (TTM) | 10.40 | 3.83 |
| Forward P/E | 6.52 | — |
| EPS (TTM) | $0.91 | $0.59 |
| Dividend yield | 0.00% | 0.00% |
| Annual dividend | $0.00 | $0.00 |
| 52-week high | $10.49 | $5.05 |
| 52-week low | $7.39 | $1.88 |
| Distance from 52-week high | -9.82% | -55.25% |
| Average volume | 23.55K | 115.51K |
| Shares outstanding | 21.91M | 91.79M |
| Employees | 994 | 101 |
| Sector | Finance | Finance |
| Industry | Finance: Consumer Services | Finance: Consumer Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- CPSS has outperformed HTT by 71.3 percentage points over the past year.
- Consumer Portfolio Services trades at a higher earnings multiple (10.4x vs 3.8x trailing P/E).
About Consumer Portfolio Services
CPSS stock →Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States.
Finance · Finance: Consumer Services · 994 employees
About High Templar Tech
HTT stock →High Templar Tech Limited operates as a consumer-oriented financial technology service company in the People's Republic of China. The company provides aircraft leasing services; technology development and services; and research and development services.
Finance · Finance: Consumer Services · 101 employees
CPSS vs HTT FAQ
Which is bigger, Consumer Portfolio Services or High Templar Tech?
High Templar Tech (HTT) is larger, with a market capitalization of $350.94M compared with $207.22M for Consumer Portfolio Services (CPSS).
Which stock has performed better over the past year, CPSS or HTT?
CPSS returned +20.36% over the past 12 months, compared with -50.98% for HTT (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CPSS or HTT?
HTT has the lower trailing P/E at 3.8, versus 10.4 for CPSS. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Are Consumer Portfolio Services and High Templar Tech in the same industry?
Yes. Both are classified in the Finance: Consumer Services industry within the Finance sector.