CVB Financial (CVBF) vs First BanCorp. New (FBP)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
First BanCorp. New (FBP) has outperformed CVB Financial (CVBF) over the past year, gaining 22.2% versus a gain of 13.9%. Over five years, FBP leads with a +97.1% price change compared with +7.7% for CVBF. First BanCorp. New is the larger company by market cap ($4.07 billion vs $3.83 billion), about 1.1 times the size, while CVB Financial is growing revenue faster (+2.7% vs +2.4%).
On valuation, First BanCorp. New trades at a lower forward P/E (10.3x vs 10.9x for CVB Financial). CVB Financial offers the higher dividend yield (3.68% vs 2.85%). CVB Financial converts more of its revenue into profit, with a net margin of 40.6% versus 27.5%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CVBF | FBP |
|---|---|---|
| Share price | $21.75 | $26.68 |
| Market cap | $3.83B | $4.07B |
| 1-day change | +1.02% | +0.85% |
| YTD return | +15.75% | +27.59% |
| 1-year return | +13.92% | +22.17% |
| 5-year return | +7.70% | +97.09% |
| P/E ratio (TTM) | 15.21 | 11.21 |
| Forward P/E | 10.88 | 10.34 |
| EPS (TTM) | $1.43 | $2.38 |
| Dividend yield | 3.68% | 2.85% |
| Annual dividend | $0.80 | $0.76 |
| Revenue (latest FY) | $515.46M | $1.26B |
| Revenue growth (YoY) | +2.72% | +2.38% |
| Net income (latest FY) | $209.30M | $344.87M |
| Operating margin | 60.92% | — |
| Net margin | 40.60% | 27.48% |
| 52-week high | $23.41 | $29.88 |
| 52-week low | $17.95 | $19.16 |
| Distance from 52-week high | -7.09% | -10.73% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +19.54% | +18.35% |
| Average volume | 1.33M | 1.38M |
| Shares outstanding | 176.00M | 152.67M |
| Employees | 1,079 | 3,218 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- CVB Financial trades at a higher earnings multiple (15.2x vs 11.2x trailing P/E).
- CVB Financial is more profitable, keeping 40.6 cents of every revenue dollar as net income versus 27.5 cents for First BanCorp. New.
About CVB Financial
CVBF stock →CVB Financial Corp. operates as bank holding company for Citizens Business Bank, National Association, a state-chartered bank that provides banking and financial services to small to mid-sized businesses and individuals.
Finance · Major Banks · 1,079 employees
About First BanCorp. New
FBP stock →First BanCorp. operates as the bank holding company for FirstBank Puerto Rico that provides financial products and services to consumers and commercial customers.
Finance · Major Banks · 3,218 employees
CVBF vs FBP FAQ
Which is bigger, CVB Financial or First BanCorp. New?
First BanCorp. New (FBP) is larger, with a market capitalization of $4.07B compared with $3.83B for CVB Financial (CVBF).
Which stock has performed better over the past year, CVBF or FBP?
FBP returned +22.17% over the past 12 months, compared with +13.92% for CVBF (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CVBF or FBP?
FBP has the lower trailing P/E at 11.2, versus 15.2 for CVBF. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, CVB Financial or First BanCorp. New?
CVB Financial has the higher yield at 3.68%, compared with 2.85% for First BanCorp. New.
Are CVB Financial and First BanCorp. New in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.