First BanCorp. New (FBP) vs Texas Capital Bancshares (TCBI)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
First BanCorp. New (FBP) has outperformed Texas Capital Bancshares (TCBI) over the past year, gaining 23.6% versus a gain of 7.1%. Over five years, FBP leads with a +98.7% price change compared with +53.4% for TCBI. First BanCorp. New is the larger company by market cap ($4.07 billion vs $3.94 billion), about 1.0 times the size, while Texas Capital Bancshares is growing revenue faster (+34.7% vs +2.4%).
On valuation, First BanCorp. New trades at a lower forward P/E (10.3x vs 11.0x for Texas Capital Bancshares). First BanCorp. New offers the higher dividend yield (2.85% vs 0.22%). First BanCorp. New converts more of its revenue into profit, with a net margin of 27.5% versus 26.3%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FBP | TCBI |
|---|---|---|
| Share price | $26.67 | $90.58 |
| Market cap | $4.07B | $3.94B |
| 1-day change | +0.83% | 0.00% |
| YTD return | +28.65% | +2.04% |
| 1-year return | +23.64% | +7.12% |
| 5-year return | +98.73% | +53.45% |
| P/E ratio (TTM) | 11.21 | 11.78 |
| Forward P/E | 10.34 | 11.00 |
| EPS (TTM) | $2.38 | $7.69 |
| Dividend yield | 2.85% | 0.22% |
| Annual dividend | $0.76 | $0.20 |
| Revenue (latest FY) | $1.26B | $1.26B |
| Revenue growth (YoY) | +2.38% | +34.69% |
| Net income (latest FY) | $344.87M | $330.24M |
| Net margin | 27.48% | 26.30% |
| 52-week high | $29.88 | $108.92 |
| 52-week low | $19.16 | $75.41 |
| Distance from 52-week high | -10.74% | -16.84% |
| Analyst consensus | buy | hold |
| Avg. price target upside | +18.37% | +17.19% |
| Average volume | 1.38M | 494.04K |
| Shares outstanding | 152.67M | 43.47M |
| Employees | 3,218 | 1,785 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- FBP has outperformed TCBI by 16.5 percentage points over the past year.
- First BanCorp. New offers a meaningfully higher dividend yield (2.85% vs 0.22%).
- Texas Capital Bancshares grew revenue faster in its latest fiscal year (+34.69% vs +2.38%).
About First BanCorp. New
FBP stock →First BanCorp. operates as the bank holding company for FirstBank Puerto Rico that provides financial products and services to consumers and commercial customers.
Finance · Major Banks · 3,218 employees
About Texas Capital Bancshares
TCBI stock →Texas Capital Bancshares, Inc. operates as the bank holding company for Texas Capital Bank, is a full-service financial services firm that delivers customized solutions to businesses, entrepreneurs, and individual customers.
Finance · Major Banks · 1,785 employees
FBP vs TCBI FAQ
Which is bigger, First BanCorp. New or Texas Capital Bancshares?
First BanCorp. New (FBP) is larger, with a market capitalization of $4.07B compared with $3.94B for Texas Capital Bancshares (TCBI).
Which stock has performed better over the past year, FBP or TCBI?
FBP returned +23.64% over the past 12 months, compared with +7.12% for TCBI (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FBP or TCBI?
FBP has the lower trailing P/E at 11.2, versus 11.8 for TCBI. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, First BanCorp. New or Texas Capital Bancshares?
First BanCorp. New has the higher yield at 2.85%, compared with 0.22% for Texas Capital Bancshares.
Are First BanCorp. New and Texas Capital Bancshares in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.