CVB Financial (CVBF) vs Texas Capital Bancshares (TCBI)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
CVB Financial (CVBF) has outperformed Texas Capital Bancshares (TCBI) over the past year, gaining 15.4% versus a gain of 7.1%. Over five years, TCBI leads with a +53.4% price change compared with +8.8% for CVBF. Texas Capital Bancshares is the larger company by market cap ($3.94 billion vs $3.83 billion), about 1.0 times the size.
On valuation, CVB Financial trades at a lower forward P/E (10.9x vs 11.0x for Texas Capital Bancshares). CVB Financial offers the higher dividend yield (3.68% vs 0.22%). CVB Financial converts more of its revenue into profit, with a net margin of 40.6% versus 26.3%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CVBF | TCBI |
|---|---|---|
| Share price | $21.75 | $90.58 |
| Market cap | $3.83B | $3.94B |
| 1-day change | +1.02% | 0.00% |
| YTD return | +16.94% | +2.04% |
| 1-year return | +15.45% | +7.12% |
| 5-year return | +8.80% | +53.45% |
| P/E ratio (TTM) | 15.21 | 11.78 |
| Forward P/E | 10.88 | 11.00 |
| EPS (TTM) | $1.43 | $7.69 |
| Dividend yield | 3.68% | 0.22% |
| Annual dividend | $0.80 | $0.20 |
| Revenue (latest FY) | $515.46M | $1.26B |
| Revenue growth (YoY) | +2.72% | +34.69% |
| Net income (latest FY) | $209.30M | $330.24M |
| Operating margin | 60.92% | — |
| Net margin | 40.60% | 26.30% |
| 52-week high | $23.41 | $108.92 |
| 52-week low | $17.95 | $75.41 |
| Distance from 52-week high | -7.09% | -16.84% |
| Analyst consensus | buy | hold |
| Avg. price target upside | +19.54% | +17.19% |
| Average volume | 1.32M | 494.04K |
| Shares outstanding | 176.00M | 43.47M |
| Employees | 1,079 | 1,785 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- CVB Financial trades at a higher earnings multiple (15.2x vs 11.8x trailing P/E).
- CVB Financial offers a meaningfully higher dividend yield (3.68% vs 0.22%).
- CVB Financial is more profitable, keeping 40.6 cents of every revenue dollar as net income versus 26.3 cents for Texas Capital Bancshares.
- Texas Capital Bancshares grew revenue faster in its latest fiscal year (+34.69% vs +2.72%).
About CVB Financial
CVBF stock →CVB Financial Corp. operates as bank holding company for Citizens Business Bank, National Association, a state-chartered bank that provides banking and financial services to small to mid-sized businesses and individuals.
Finance · Major Banks · 1,079 employees
About Texas Capital Bancshares
TCBI stock →Texas Capital Bancshares, Inc. operates as the bank holding company for Texas Capital Bank, is a full-service financial services firm that delivers customized solutions to businesses, entrepreneurs, and individual customers.
Finance · Major Banks · 1,785 employees
CVBF vs TCBI FAQ
Which is bigger, CVB Financial or Texas Capital Bancshares?
Texas Capital Bancshares (TCBI) is larger, with a market capitalization of $3.94B compared with $3.83B for CVB Financial (CVBF).
Which stock has performed better over the past year, CVBF or TCBI?
CVBF returned +15.45% over the past 12 months, compared with +7.12% for TCBI (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CVBF or TCBI?
TCBI has the lower trailing P/E at 11.8, versus 15.2 for CVBF. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, CVB Financial or Texas Capital Bancshares?
CVB Financial has the higher yield at 3.68%, compared with 0.22% for Texas Capital Bancshares.
Are CVB Financial and Texas Capital Bancshares in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.