DeFi Development (DFDV) vs X Financial (XYF)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
X Financial (XYF) has outperformed DeFi Development (DFDV) over the past year, losing 65.3% versus a loss of 73.6%. X Financial is the larger company by market cap ($187.3 million vs $149.4 million), about 1.3 times the size. X Financial pays a dividend yielding 75.27%, while DeFi Development does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | DFDV | XYF |
|---|---|---|
| Share price | $4.58 | $5.07 |
| Market cap | $149.40M | $187.25M |
| 1-day change | -2.76% | -4.16% |
| YTD return | -9.31% | -9.46% |
| 1-year return | -73.62% | -65.32% |
| 5-year return | — | +17.36% |
| P/E ratio (TTM) | — | 2.43 |
| Forward P/E | — | 13.70 |
| EPS (TTM) | $-10.19 | $2.09 |
| Dividend yield | 0.00% | 75.27% |
| Annual dividend | $0.00 | $3.82 |
| 52-week high | $18.28 | $14.37 |
| 52-week low | $2.44 | $3.30 |
| Distance from 52-week high | -74.95% | -64.72% |
| Analyst consensus | none | — |
| Avg. price target upside | +89.96% | — |
| Average volume | 1.66M | 60.10K |
| Shares outstanding | 32.62M | 20.67M |
| Employees | 16 | 643 |
| Sector | Finance | Finance |
| Industry | Finance: Consumer Services | Finance: Consumer Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- X Financial offers a meaningfully higher dividend yield (75.27% vs 0.00%).
About DeFi Development
DFDV stock →DeFi Development Corp. focuses on building its treasury around Solana (SOL).
Finance · Finance: Consumer Services · 16 employees
About X Financial
XYF stock →X Financial, together with its subsidiaries, operates as an online personal finance company in the People's Republic of China. The company offers Xiaoying credit loans, which are online personal credit loan products comprising Xiaoying card loans and other unsecured loan products; and Xiaoying housing loans, a secured home equity loan product.
Finance · Finance: Consumer Services · 643 employees
DFDV vs XYF FAQ
Which is bigger, DeFi Development or X Financial?
X Financial (XYF) is larger, with a market capitalization of $187.25M compared with $149.40M for DeFi Development (DFDV).
Which stock has performed better over the past year, DFDV or XYF?
XYF returned -65.32% over the past 12 months, compared with -73.62% for DFDV (price return, excluding dividends). Past performance does not predict future results.
Which pays a higher dividend, DeFi Development or X Financial?
X Financial pays a dividend yielding 75.27%, while DeFi Development does not currently pay a regular dividend.
Are DeFi Development and X Financial in the same industry?
Yes. Both are classified in the Finance: Consumer Services industry within the Finance sector.