MetaCap

American Integrity Insurance Group (AII) vs Root (ROOT)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.

Summary

American Integrity Insurance Group (AII) has outperformed Root (ROOT) over the past year, gaining 11.9% versus a loss of 41.7%. Root is the larger company by market cap ($739.6 million vs $518.3 million), about 1.4 times the size. On valuation, American Integrity Insurance Group trades at a lower forward P/E (8.2x vs 16.9x for Root).

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

AII+11.89%ROOT-41.67%
+16%-17%-50%
Oct 7, 20251 yearOct 7, 2026
AII+53.33%ROOT-67.62%
+60%-9%-77%
May 5, 20255 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

AII versus ROOT key metrics
MetricAIIROOT
Share price$26.45$47.74
Market cap$518.29M$739.65M
1-day change+2.64%+1.21%
YTD return+26.98%-33.91%
1-year return+11.89%-41.67%
5-year return—-47.79%
P/E ratio (TTM)5.8313.30
Forward P/E8.1616.93
EPS (TTM)$4.54$3.59
Dividend yield0.00%0.00%
Annual dividend$0.00$0.00
52-week high$27.00$91.00
52-week low$16.19$40.91
Distance from 52-week high-2.04%-47.54%
Analyst consensusbuyhold
Avg. price target upside+2.08%+24.01%
Average volume164.52K229.45K
Shares outstanding19.60M13.69M
Employees3131,256
SectorFinancial ServicesFinancial Services
IndustryInsurance - Property & CasualtyInsurance - Property & Casualty

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • AII has outperformed ROOT by 53.6 percentage points over the past year.
  • Root trades at a higher earnings multiple (13.3x vs 5.8x trailing P/E).

About American Integrity Insurance Group

AII stock →

American Integrity Insurance Group, Inc., together with its subsidiaries, operates as an insurance company in the United States. The company offers personal residential property insurance for single-family homeowners and condominium owners, as well as coverage for vacant dwellings and investment properties.

Financial Services · Insurance - Property & Casualty · 313 employees

About Root

ROOT stock →

Root, Inc. provides insurance products and services in the United States.

Financial Services · Insurance - Property & Casualty · 1,256 employees

AII vs ROOT FAQ

Which is bigger, American Integrity Insurance Group or Root?

Root (ROOT) is larger, with a market capitalization of $739.65M compared with $518.29M for American Integrity Insurance Group (AII).

Which stock has performed better over the past year, AII or ROOT?

AII returned +11.89% over the past 12 months, compared with -41.67% for ROOT (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, AII or ROOT?

AII has the lower trailing P/E at 5.8, versus 13.3 for ROOT. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Are American Integrity Insurance Group and Root in the same industry?

Yes. Both are classified in the Insurance - Property & Casualty industry within the Financial Services sector.

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