MetaCap

ECB Bancorp (ECBK) vs MainStreet Bancshares (MNSB)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.

Summary

ECB Bancorp (ECBK) has outperformed MainStreet Bancshares (MNSB) over the past year, gaining 37.2% versus a gain of 24.2%. ECB Bancorp is the larger company by market cap ($182.9 million vs $176.4 million), about 1.0 times the size. On valuation, MainStreet Bancshares trades at a lower trailing P/E (12.1x vs 15.2x for ECB Bancorp).

MainStreet Bancshares pays a dividend yielding 1.61%, while ECB Bancorp does not currently pay one.

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

ECBK+37.25%MNSB+24.16%
+44%+16%-12%
Oct 7, 20251 yearOct 7, 2026
ECBK+49.71%MNSB+7.04%
+56%+9%-38%
Jul 25, 20225 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

ECBK versus MNSB key metrics
MetricECBKMNSB
Share price$20.93$24.77
Market cap$182.88M$176.39M
1-day change+1.50%-0.36%
YTD return+20.36%+21.66%
1-year return+37.25%+24.16%
5-year return—+1.35%
P/E ratio (TTM)15.1712.14
Forward P/E—10.24
EPS (TTM)$1.38$2.04
Dividend yield0.00%1.61%
Annual dividend$0.00$0.40
52-week high$21.78$25.87
52-week low$14.83$17.86
Distance from 52-week high-3.90%-4.25%
Analyst consensus—none
Avg. price target upside—+11.02%
Average volume9.03K31.30K
Shares outstanding8.74M7.12M
Employees64166
SectorFinancial ServicesFinancial Services
IndustryBanks - RegionalBanks - Regional

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • ECBK has outperformed MNSB by 13.1 percentage points over the past year.
  • MainStreet Bancshares offers a meaningfully higher dividend yield (1.61% vs 0.00%).

About ECB Bancorp

ECBK stock →

ECB Bancorp, Inc. operating as a holding company for Everett Co-operative Bank that provides various banking products and services.

Financial Services · Banks - Regional · 64 employees

About MainStreet Bancshares

MNSB stock →

MainStreet Bancshares, Inc. operates as the bank holding company for MainStreet Bank that provides various banking products and services for individuals, small to medium-sized businesses, and professional service organizations.

Financial Services · Banks - Regional · 166 employees

ECBK vs MNSB FAQ

Which is bigger, ECB Bancorp or MainStreet Bancshares?

ECB Bancorp (ECBK) is larger, with a market capitalization of $182.88M compared with $176.39M for MainStreet Bancshares (MNSB).

Which stock has performed better over the past year, ECBK or MNSB?

ECBK returned +37.25% over the past 12 months, compared with +24.16% for MNSB (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, ECBK or MNSB?

MNSB has the lower trailing P/E at 12.1, versus 15.2 for ECBK. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, ECB Bancorp or MainStreet Bancshares?

MainStreet Bancshares pays a dividend yielding 1.61%, while ECB Bancorp does not currently pay a regular dividend.

Are ECB Bancorp and MainStreet Bancshares in the same industry?

Yes. Both are classified in the Banks - Regional industry within the Financial Services sector.

More comparisons