Enterprise Financial Services (EFSC) vs First Bancorp (FBNC)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 10, 2026.
Summary
First Bancorp (FBNC) has outperformed Enterprise Financial Services (EFSC) over the past year, gaining 17.5% versus a gain of 3.1%. Over five years, FBNC leads with a +29.0% price change compared with +22.2% for EFSC. First Bancorp is the larger company by market cap ($2.45 billion vs $2.12 billion), about 1.2 times the size, while Enterprise Financial Services is growing revenue faster (+16.0% vs -3.6%).
On valuation, Enterprise Financial Services trades at a lower forward P/E (9.9x vs 11.7x for First Bancorp). Enterprise Financial Services offers the higher dividend yield (2.22% vs 1.59%). First Bancorp converts more of its revenue into profit, with a net margin of 164.2% versus 27.2%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | EFSC | FBNC |
|---|---|---|
| Share price | $58.59 | $59.17 |
| Market cap | $2.12B | $2.45B |
| 1-day change | -1.25% | -0.94% |
| YTD return | +8.50% | +16.50% |
| 1-year return | +3.10% | +17.49% |
| 5-year return | +22.22% | +28.97% |
| P/E ratio (TTM) | 11.65 | 18.38 |
| Forward P/E | 9.91 | 11.74 |
| EPS (TTM) | $5.03 | $3.22 |
| Dividend yield | 2.22% | 1.59% |
| Annual dividend | $1.30 | $0.94 |
| Revenue (latest FY) | $739.86M | $67.62M |
| Revenue growth (YoY) | +16.00% | -3.57% |
| Net income (latest FY) | $201.37M | $111.05M |
| Net margin | 27.22% | 164.22% |
| 52-week high | $68.73 | $66.78 |
| 52-week low | $51.18 | $45.96 |
| Distance from 52-week high | -14.75% | -11.40% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +21.18% | +16.61% |
| Average volume | 244.16K | 224.78K |
| Shares outstanding | 36.19M | 41.40M |
| Employees | 1,370 | 1,396 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- FBNC has outperformed EFSC by 14.4 percentage points over the past year.
- First Bancorp trades at a higher earnings multiple (18.4x vs 11.6x trailing P/E).
- First Bancorp is more profitable, keeping 164.2 cents of every revenue dollar as net income versus 27.2 cents for Enterprise Financial Services.
- Enterprise Financial Services grew revenue faster in its latest fiscal year (+16.00% vs -3.57%).
About Enterprise Financial Services
EFSC stock →Enterprise Financial Services Corp operates as the financial holding company for Enterprise Bank & Trust that offers banking and wealth management services to individuals and corporate customers in Arizona, California, Florida, Kansas, Missouri, Nevada, New Mexico, and in the United States. It provides interest and non-interest-bearing demand, money markets accounts, savings, and certificates of deposit.
Finance · Major Banks · 1,370 employees
About First Bancorp
FBNC stock →First Bancorp operates as the bank holding company for First Bank that provides banking products and services for individuals and businesses. The company accepts deposit products, such as checking, savings, and money market accounts; and time deposits, including certificate of deposits and individual retirement accounts.
Finance · Major Banks · 1,396 employees
EFSC vs FBNC FAQ
Which is bigger, Enterprise Financial Services or First Bancorp?
First Bancorp (FBNC) is larger, with a market capitalization of $2.45B compared with $2.12B for Enterprise Financial Services (EFSC).
Which stock has performed better over the past year, EFSC or FBNC?
FBNC returned +17.49% over the past 12 months, compared with +3.10% for EFSC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, EFSC or FBNC?
EFSC has the lower trailing P/E at 11.6, versus 18.4 for FBNC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Enterprise Financial Services or First Bancorp?
Enterprise Financial Services has the higher yield at 2.22%, compared with 1.59% for First Bancorp.
Are Enterprise Financial Services and First Bancorp in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.