OFG Bancorp (OFG) vs 1st Source (SRCE)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 7, 2026.
Summary
1st Source (SRCE) has outperformed OFG Bancorp (OFG) over the past year, gaining 39.4% versus a gain of 19.3%. Over five years, OFG leads with a +97.4% price change compared with +75.7% for SRCE. OFG Bancorp is the larger company by market cap ($2.13 billion vs $2.03 billion), about 1.0 times the size.
On valuation, OFG Bancorp trades at a lower forward P/E (9.9x vs 11.4x for 1st Source). OFG Bancorp offers the higher dividend yield (2.58% vs 0.95%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | OFG | SRCE |
|---|---|---|
| Share price | $50.46 | $84.44 |
| Market cap | $2.13B | $2.03B |
| 1-day change | -0.75% | -1.55% |
| YTD return | +23.13% | +35.13% |
| 1-year return | +19.35% | +39.39% |
| 5-year return | +97.42% | +75.73% |
| P/E ratio (TTM) | 9.95 | 12.13 |
| Forward P/E | 9.85 | 11.42 |
| EPS (TTM) | $5.07 | $6.96 |
| Dividend yield | 2.58% | 0.95% |
| Annual dividend | $1.30 | $0.80 |
| 52-week high | $54.47 | $91.46 |
| 52-week low | $35.71 | $56.89 |
| Distance from 52-week high | -7.36% | -7.68% |
| Analyst consensus | hold | none |
| Avg. price target upside | +11.97% | +6.19% |
| Average volume | 274.02K | 119.72K |
| Shares outstanding | 42.27M | 24.08M |
| Employees | 2,185 | 1,190 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- SRCE has outperformed OFG by 20.0 percentage points over the past year.
- OFG Bancorp offers a meaningfully higher dividend yield (2.58% vs 0.95%).
About OFG Bancorp
OFG stock →OFG Bancorp, a financial holding company, provides a range of banking and financial services in the United States. It operates through three segments: Banking, Wealth Management, and Treasury.
Finance · Major Banks · 2,185 employees
About 1st Source
SRCE stock →1st Source Corporation operates as the bank holding company for 1st Source Bank that provides commercial and consumer banking services, trust and wealth advisory services, and insurance products to individual and business clients in the United States. The company's consumer banking services, which include checking and savings accounts; certificates of deposit; health savings and individual retirement accounts; online and mobile banking products; consumer loans, real estate mortgage loans, and home equity lines of credit; and financial planning, financial literacy, and other consultative services, as well as debit and credit cards.
Finance · Major Banks · 1,190 employees
OFG vs SRCE FAQ
Which is bigger, OFG Bancorp or 1st Source?
OFG Bancorp (OFG) is larger, with a market capitalization of $2.13B compared with $2.03B for 1st Source (SRCE).
Which stock has performed better over the past year, OFG or SRCE?
SRCE returned +39.39% over the past 12 months, compared with +19.35% for OFG (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, OFG or SRCE?
OFG has the lower trailing P/E at 10.0, versus 12.1 for SRCE. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, OFG Bancorp or 1st Source?
OFG Bancorp has the higher yield at 2.58%, compared with 0.95% for 1st Source.
Are OFG Bancorp and 1st Source in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.