Richmond Mutual Bancorporation (RMBI) vs Virginia National Bankshares (VABK)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Virginia National Bankshares (VABK) has outperformed Richmond Mutual Bancorporation (RMBI) over the past year, gaining 27.0% versus a gain of 9.2%. Over five years, VABK leads with a +41.2% price change compared with -0.5% for RMBI. Virginia National Bankshares is the larger company by market cap ($263.1 million vs $245.7 million), about 1.1 times the size.
On valuation, Virginia National Bankshares trades at a lower trailing P/E (10.6x vs 12.6x for Richmond Mutual Bancorporation). Richmond Mutual Bancorporation offers the higher dividend yield (3.92% vs 2.97%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | RMBI | VABK |
|---|---|---|
| Share price | $15.32 | $48.50 |
| Market cap | $245.70M | $263.13M |
| 1-day change | -0.26% | -1.28% |
| YTD return | +9.12% | +23.29% |
| 1-year return | +9.19% | +26.95% |
| 5-year return | -0.52% | +41.18% |
| P/E ratio (TTM) | 12.56 | 10.64 |
| EPS (TTM) | $1.22 | $4.56 |
| Dividend yield | 3.92% | 2.97% |
| Annual dividend | $0.60 | $1.44 |
| 52-week high | $16.59 | $50.00 |
| 52-week low | $12.77 | $37.35 |
| Distance from 52-week high | -7.66% | -3.00% |
| Average volume | 85.35K | 7.11K |
| Shares outstanding | 16.04M | 5.43M |
| Employees | 174 | 140 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- VABK has outperformed RMBI by 17.8 percentage points over the past year.
About Richmond Mutual Bancorporation
RMBI stock →Richmond Mutual Bancorporation, Inc. operates as the bank holding company for First Bank Richmond that provides various banking services.
Finance · Major Banks · 174 employees
About Virginia National Bankshares
VABK stock →Virginia National Bankshares Corporation operates as the holding company for Virginia National Bank that provides a range of commercial and retail banking products and services in Virginia. It operates through two segments: Bank and VNB Trust and Estate Services.
Finance · Major Banks · 140 employees
RMBI vs VABK FAQ
Which is bigger, Richmond Mutual Bancorporation or Virginia National Bankshares?
Virginia National Bankshares (VABK) is larger, with a market capitalization of $263.13M compared with $245.70M for Richmond Mutual Bancorporation (RMBI).
Which stock has performed better over the past year, RMBI or VABK?
VABK returned +26.95% over the past 12 months, compared with +9.19% for RMBI (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, RMBI or VABK?
VABK has the lower trailing P/E at 10.6, versus 12.6 for RMBI. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Richmond Mutual Bancorporation or Virginia National Bankshares?
Richmond Mutual Bancorporation has the higher yield at 3.92%, compared with 2.97% for Virginia National Bankshares.
Are Richmond Mutual Bancorporation and Virginia National Bankshares in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.