MetaCap

Enova International (ENVA) vs MARA (MARA)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.

Summary

Enova International (ENVA) has outperformed MARA (MARA) over the past year, gaining 69.6% versus a loss of 50.9%. Over five years, ENVA leads with a +410.7% price change compared with -79.7% for MARA. Enova International is the larger company by market cap ($4.55 billion vs $3.83 billion), about 1.2 times the size, while MARA is growing revenue faster (+38.2% vs +18.6%).

Enova International converts more of its revenue into profit, with a net margin of 9.8% versus -144.6%.

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

ENVA+69.60%MARA-48.84%
+155%+39%-77%
Oct 7, 20251 yearOct 7, 2026
ENVA+410.59%MARA-74.91%
+673%+272%-128%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

ENVA versus MARA key metrics
MetricENVAMARA
Share price$182.59$9.91
Market cap$4.55B$3.83B
1-day change-0.83%-4.34%
YTD return+17.12%+10.36%
1-year return+69.60%-50.94%
5-year return+410.74%-79.73%
P/E ratio (TTM)13.56—
Forward P/E8.71—
EPS (TTM)$13.47$-8.99
Dividend yield0.00%0.00%
Annual dividend$0.00$0.00
Revenue (latest FY)$3.15B$907.09M
Revenue growth (YoY)+18.58%+38.20%
Net income (latest FY)$308.39M$-1.31B
Gross margin58.07%—
Operating margin23.46%-134.96%
Net margin9.78%-144.58%
52-week high$267.45$23.45
52-week low$103.02$6.66
Distance from 52-week high-31.73%-57.74%
Analyst consensusstrong_buybuy
Avg. price target upside+31.99%+88.60%
Average volume357.94K46.76M
Shares outstanding24.90M386.30M
Employees1,836266
SectorFinanceFinance
IndustryFinance: Consumer ServicesFinance: Consumer Services

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • ENVA has outperformed MARA by 120.5 percentage points over the past year.
  • Enova International is more profitable, keeping 9.8 cents of every revenue dollar as net income versus -144.6 cents for MARA.
  • MARA grew revenue faster in its latest fiscal year (+38.20% vs +18.58%).

About Enova International

ENVA stock →

Enova International, Inc., a technology and analytics company, provides online financial services in the United States, Brazil, and internationally. The company offers consumer and small business installment loans; consumer and small business line of credit accounts; CSO programs, including arranging loans with independent third-party lenders and assisting in the preparation of loan applications and loan documents; and bank programs, such as marketing services and loan servicing for near-prime unsecured consumer installment loan.

Finance · Finance: Consumer Services · 1,836 employees

About MARA

MARA stock →

MARA Holdings, Inc. operates as an energy and digital infrastructure company in North America, the Middle East, Europe, and Latin America.

Finance · Finance: Consumer Services · 266 employees

ENVA vs MARA FAQ

Which is bigger, Enova International or MARA?

Enova International (ENVA) is larger, with a market capitalization of $4.55B compared with $3.83B for MARA (MARA).

Which stock has performed better over the past year, ENVA or MARA?

ENVA returned +69.60% over the past 12 months, compared with -50.94% for MARA (price return, excluding dividends). Past performance does not predict future results.

Are Enova International and MARA in the same industry?

Yes. Both are classified in the Finance: Consumer Services industry within the Finance sector.

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