Enova International Inc. (ENVA)
NYSE: ENVAFinanceFinance: Consumer ServicesUSD
At close: Oct 7, 4:00 PM ET · Delayed 15 min
ENVA stock chart
Technical analysisKey statistics
All statistics- Market cap
- $4.58B
- P/E (TTM)
- 13.67
- Forward P/E
- 8.79
- EPS (TTM)
- $13.47
- Dividend yield
- None
- 52-week range
- 103.02 – 267.45
- Day range
- 180.26 – 184.28
- Volume / Avg
- 329.87K / 355.19K
- Beta
- —
- Shares outstanding
- 24.90M
- Next earnings
- Oct 22, 2026
52-week range
ENVA stock today
Enova International (ENVA) closed at $184.12 on Oct 7, up 0.68% (+$1.24), versus the S&P 500's 0.22% decline. At this level, ENVA sits in the middle of its 52-week range of $103.02 to $267.45: 31.2% below the high, set on Aug 14, 2026 and 78.7% above the low. ENVA is up 17.1% year to date, outperforming the S&P 500 (+14.0%). Over the past 12 months, the stock has gained 69.6%.
At 13.7x trailing earnings, Enova International trades in line with the peer-group median of 14.9x. Its forward P/E of 8.8x is lower than the trailing multiple, which means analysts expect earnings to rise over the next year. The company is scheduled to report Sep/2026 results on Oct 22; analysts expect EPS of $4.19.
Summary generated from market data by MetaCap's automated system. Methodology
About Enova International
Company profileEnova International, Inc., a technology and analytics company, provides online financial services in the United States, Brazil, and internationally. The company offers consumer and small business installment loans; consumer and small business line of credit accounts; CSO programs, including arranging loans with independent third-party lenders and assisting in the preparation of loan applications and loan documents; and bank programs, such as marketing services and loan servicing for near-prime unsecured consumer installment loan. It also provides money transfer services.
Financial highlights
Full financialsIn fiscal 2025, Enova International generated $3.15 billion in revenue, up 18.6% from fiscal 2024, its 5th consecutive year of revenue growth. Net income was $308.4 million (+47.2% year over year), for a net margin of 9.8% versus a median of 11.9% in the prior 5 years. Gross margin was 58.1% (up from 57.5%) and operating margin 23.5%.
| Fiscal year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Revenue | $3.15B | $2.66B | $2.12B | $1.74B | $1.21B |
| Growth | +18.58% | +25.51% | +21.98% | +43.72% | +11.46% |
| Net income | $308.39M | $209.45M | $175.12M | $207.42M | $256.30M |
| EPS (diluted) | $11.52 | $7.43 | $5.49 | $6.19 | $6.79 |
Analyst forecast
ForecastConsensus (6 analysts)
strong_buy
Avg. price target
$241.00+30.89%
- Strong buy 2
- Buy 4
- Hold 0
- Sell 0
- Strong sell 0
Target range
Ratings and targets reflect third-party analyst opinions, not MetaCap recommendations.
Earnings
Earnings history- Next report
- Oct 22, 2026
- EPS estimate
- $4.19
- Last reported (Q2 2026)
- Jul 23, 2026
- EPS actual vs est.
- $4.00 vs —
ENVA news
All ENVA newsEnova International peers
Finance sector| Company | Price | % Chg | Market cap | Compare |
|---|---|---|---|---|
| NNINelnet Inc. | 124.52 | +0.16% | $4.46B | vs ENVA |
| DAVEDave Inc. Class A | 344.82 | +0.49% | $4.40B | vs ENVA |
| BLSHBullish | 31.82 | -4.67% | $4.83B | vs ENVA |
| SLMSLM Corporation | 22.60 | +0.09% | $4.25B | vs ENVA |
| XXITwenty One Capital Inc. Class A | 6.39 | -2.14% | $4.16B | vs ENVA |
| KLARKlarna Group plc | 13.25 | 0.00% | $5.02B | vs ENVA |
| MARAMARA Holdings Inc. | 10.36 | -5.56% | $4.00B | vs ENVA |
| CORZCore Scientific Inc. | 15.94 | -4.44% | $5.12B | vs ENVA |
Indexes, lists and sector
Enova International stock FAQ
What is Enova International's stock price today?
ENVA last traded at $184.12 as of Oct 7, 4:00 PM EDT, up 0.68% on the day. Prices are delayed at least 15 minutes.
When is Enova International's next earnings date?
Enova International is expected to report earnings on Thursday, October 22, 2026. Analysts expect EPS of $4.19.
What is ENVA's P/E ratio?
ENVA trades at a trailing P/E ratio of 13.67 and a forward P/E of 8.79, compared with a median of 14.9 for its closest peers.
Who is Enova International's CEO?
Mr. Steven E. Cunningham C.F.A. is the chief executive officer of Enova International Inc., which has about 1,836 employees.
What is the ENVA 52-week high?
The 52-week high for ENVA is $267.45 and the 52-week low is $103.02. The stock is currently 31.2% below its high.