MetaCap

Enova International (ENVA) vs Riot Platforms (RIOT)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.

Summary

Enova International (ENVA) has outperformed Riot Platforms (RIOT) over the past year, gaining 68.7% versus a loss of 23.4%. Over five years, ENVA leads with a +406.5% price change compared with -39.5% for RIOT. Riot Platforms is the larger company by market cap ($6.34 billion vs $4.45 billion), about 1.4 times the size.

Enova International converts more of its revenue into profit, with a net margin of 9.8% versus -102.4%.

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

ENVA+68.74%RIOT-23.42%
+155%+50%-56%
Oct 8, 20251 yearOct 8, 2026
ENVA+406.35%RIOT-34.80%
+672%+275%-123%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

ENVA versus RIOT key metrics
MetricENVARIOT
Share price$178.86$16.90
Market cap$4.45B$6.34B
1-day change-2.04%+0.36%
YTD return+16.15%+32.91%
1-year return+68.74%-23.42%
5-year return+406.49%-39.53%
P/E ratio (TTM)13.28—
Forward P/E8.54—
EPS (TTM)$13.47$-3.89
Dividend yield0.00%0.00%
Annual dividend$0.00$0.00
Revenue (latest FY)$3.15B$647.43M
Revenue growth (YoY)+18.58%+71.89%
Net income (latest FY)$308.39M$-663.18M
Gross margin58.07%—
Operating margin23.46%-96.10%
Net margin9.78%-102.43%
52-week high$267.45$30.32
52-week low$103.02$11.50
Distance from 52-week high-33.12%-44.26%
Analyst consensusstrong_buystrong_buy
Avg. price target upside+34.74%+86.63%
Average volume357.94K18.71M
Shares outstanding24.90M375.26M
Employees1,836816
SectorFinanceFinance
IndustryFinance: Consumer ServicesFinance: Consumer Services

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • ENVA has outperformed RIOT by 92.2 percentage points over the past year.
  • Enova International is more profitable, keeping 9.8 cents of every revenue dollar as net income versus -102.4 cents for Riot Platforms.
  • Riot Platforms grew revenue faster in its latest fiscal year (+71.89% vs +18.58%).

About Enova International

ENVA stock →

Enova International, Inc., a technology and analytics company, provides online financial services in the United States, Brazil, and internationally. The company offers consumer and small business installment loans; consumer and small business line of credit accounts; CSO programs, including arranging loans with independent third-party lenders and assisting in the preparation of loan applications and loan documents; and bank programs, such as marketing services and loan servicing for near-prime unsecured consumer installment loan.

Finance · Finance: Consumer Services · 1,836 employees

About Riot Platforms

RIOT stock →

Riot Platforms, Inc., together with its subsidiaries, operates as a Bitcoin mining company in the United States. It operates in two segments, Bitcoin Mining and Engineering.

Finance · Finance: Consumer Services · 816 employees

ENVA vs RIOT FAQ

Which is bigger, Enova International or Riot Platforms?

Riot Platforms (RIOT) is larger, with a market capitalization of $6.34B compared with $4.45B for Enova International (ENVA).

Which stock has performed better over the past year, ENVA or RIOT?

ENVA returned +68.74% over the past 12 months, compared with -23.42% for RIOT (price return, excluding dividends). Past performance does not predict future results.

Are Enova International and Riot Platforms in the same industry?

Yes. Both are classified in the Finance: Consumer Services industry within the Finance sector.

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