Radian Group (RDN) vs White Mountains Insurance Group (WTM)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 7, 2026.
Summary
White Mountains Insurance Group (WTM) has outperformed Radian Group (RDN) over the past year, gaining 6.6% versus a loss of 2.8%. Over five years, WTM leads with a +84.4% price change compared with +38.9% for RDN. White Mountains Insurance Group is the larger company by market cap ($4.85 billion vs $4.46 billion), about 1.1 times the size.
On valuation, Radian Group trades at a lower forward P/E (6.5x vs 22.6x for White Mountains Insurance Group). Radian Group offers the higher dividend yield (3.03% vs 0.05%). Radian Group converts more of its revenue into profit, with a net margin of 48.7% versus 29.6%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | RDN | WTM |
|---|---|---|
| Share price | $33.70 | $2,031.50 |
| Market cap | $4.46B | $4.85B |
| 1-day change | -1.20% | -0.28% |
| YTD return | -6.36% | -2.24% |
| 1-year return | -2.77% | +6.63% |
| 5-year return | +38.85% | +84.44% |
| P/E ratio (TTM) | 8.32 | 4.65 |
| Forward P/E | 6.45 | 22.57 |
| EPS (TTM) | $4.05 | $436.50 |
| Dividend yield | 3.03% | 0.05% |
| Annual dividend | $1.02 | $1.00 |
| Revenue (latest FY) | $1.20B | $3.73B |
| Revenue growth (YoY) | -0.76% | +66.76% |
| Net income (latest FY) | $582.64M | $1.11B |
| Gross margin | — | 95.94% |
| Net margin | 48.67% | 29.62% |
| 52-week high | $41.05 | $2,333.00 |
| 52-week low | $30.53 | $1,830.13 |
| Distance from 52-week high | -17.90% | -12.92% |
| Analyst consensus | buy | — |
| Avg. price target upside | +32.55% | — |
| Average volume | 1.35M | 19.81K |
| Shares outstanding | 132.30M | 2.39M |
| Employees | 900 | 1,648 |
| Sector | Finance | Finance |
| Industry | Property-Casualty Insurers | Property-Casualty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Radian Group trades at a higher earnings multiple (8.3x vs 4.7x trailing P/E).
- Radian Group offers a meaningfully higher dividend yield (3.03% vs 0.05%).
- Radian Group is more profitable, keeping 48.7 cents of every revenue dollar as net income versus 29.6 cents for White Mountains Insurance Group.
- White Mountains Insurance Group grew revenue faster in its latest fiscal year (+66.76% vs -0.76%).
About Radian Group
RDN stock →Radian Group Inc., together with its subsidiaries, provides mortgage insurance in the United States. It aggregates, manages, and distributes mortgage credit risk for the benefit of mortgage lending institutions and mortgage credit investors through private mortgage insurance on residential first-lien mortgage loans.
Finance · Property-Casualty Insurers · 900 employees
About White Mountains Insurance Group
WTM stock →White Mountains Insurance Group, Ltd. provides insurance services in the United States, the United Kingdom, Bermuda, and internationally.
Finance · Property-Casualty Insurers · 1,648 employees
RDN vs WTM FAQ
Which is bigger, Radian Group or White Mountains Insurance Group?
White Mountains Insurance Group (WTM) is larger, with a market capitalization of $4.85B compared with $4.46B for Radian Group (RDN).
Which stock has performed better over the past year, RDN or WTM?
WTM returned +6.63% over the past 12 months, compared with -2.77% for RDN (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, RDN or WTM?
WTM has the lower trailing P/E at 4.7, versus 8.3 for RDN. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Radian Group or White Mountains Insurance Group?
Radian Group has the higher yield at 3.03%, compared with 0.05% for White Mountains Insurance Group.
Are Radian Group and White Mountains Insurance Group in the same industry?
Yes. Both are classified in the Property-Casualty Insurers industry within the Finance sector.