First American (New) (FAF) vs Neptune Insurance (NP)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 7, 2026.
Summary
Neptune Insurance (NP) has outperformed First American (New) (FAF) over the past year, gaining 1.8% versus a gain of 0.5%. First American (New) is the larger company by market cap ($6.26 billion vs $3.82 billion), about 1.6 times the size. On valuation, First American (New) trades at a lower forward P/E (8.4x vs 41.3x for Neptune Insurance).
First American (New) pays a dividend yielding 3.59%, while Neptune Insurance does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FAF | NP |
|---|---|---|
| Share price | $61.29 | $27.86 |
| Market cap | $6.26B | $3.82B |
| 1-day change | -1.64% | +2.46% |
| YTD return | -0.24% | -4.46% |
| 1-year return | +0.54% | +1.75% |
| 5-year return | -16.22% | — |
| P/E ratio (TTM) | 8.49 | 121.13 |
| Forward P/E | 8.36 | 41.35 |
| EPS (TTM) | $7.22 | $0.23 |
| Dividend yield | 3.59% | 0.00% |
| Annual dividend | $2.20 | $0.00 |
| Revenue (latest FY) | $7.45B | — |
| Revenue growth (YoY) | +21.61% | — |
| Net income (latest FY) | $621.80M | — |
| Net margin | 8.34% | — |
| 52-week high | $79.87 | $35.15 |
| 52-week low | $56.20 | $14.78 |
| Distance from 52-week high | -23.26% | -20.74% |
| Analyst consensus | strong_buy | buy |
| Avg. price target upside | +40.85% | +23.40% |
| Average volume | 813.66K | 578.49K |
| Shares outstanding | 102.10M | 93.80M |
| Employees | 19,102 | 62 |
| Sector | Finance | Finance |
| Industry | Specialty Insurers | Specialty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Neptune Insurance trades at a higher earnings multiple (121.1x vs 8.5x trailing P/E).
- First American (New) offers a meaningfully higher dividend yield (3.59% vs 0.00%).
About First American (New)
FAF stock →First American Financial Corporation, through its subsidiaries, provides financial services. It operates through Title Insurance and Services, and Home Warranty segments.
Finance · Specialty Insurers · 19,102 employees
About Neptune Insurance
NP stock →Neptune Insurance Holdings Inc., through its subsidiary, Neptune Flood Incorporated, operates as an insurance agency that engages in selling residential and commercial flood insurance policies on behalf of insurance carrier partners in the United States. The company offers primary and excess flood, parametric earthquake, and indemnity earthquake insurance through a network of agencies.
Finance · Specialty Insurers · 62 employees
FAF vs NP FAQ
Which is bigger, First American (New) or Neptune Insurance?
First American (New) (FAF) is larger, with a market capitalization of $6.26B compared with $3.82B for Neptune Insurance (NP).
Which stock has performed better over the past year, FAF or NP?
NP returned +1.75% over the past 12 months, compared with +0.54% for FAF (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FAF or NP?
FAF has the lower trailing P/E at 8.5, versus 121.1 for NP. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, First American (New) or Neptune Insurance?
First American (New) pays a dividend yielding 3.59%, while Neptune Insurance does not currently pay a regular dividend.
Are First American (New) and Neptune Insurance in the same industry?
Yes. Both are classified in the Specialty Insurers industry within the Finance sector.