MetaCap

Enact (ACT) vs First American (New) (FAF)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.

Summary

Enact (ACT) has outperformed First American (New) (FAF) over the past year, gaining 27.6% versus a gain of 0.5%. Over five years, ACT leads with a +112.5% price change compared with -16.2% for FAF. First American (New) is the larger company by market cap ($6.41 billion vs $6.41 billion), about 1.0 times the size.

On valuation, First American (New) trades at a lower forward P/E (8.6x vs 9.2x for Enact). First American (New) offers the higher dividend yield (3.50% vs 1.87%). Enact converts more of its revenue into profit, with a net margin of 54.6% versus 8.3%.

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

ACT+27.60%FAF+0.54%
+42%+16%-9%
Oct 7, 20251 yearOct 7, 2026
ACT+119.13%FAF-13.29%
+148%+51%-46%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

ACT versus FAF key metrics
MetricACTFAF
Share price$46.64$62.81
Market cap$6.41B$6.41B
1-day change+1.79%+2.48%
YTD return+15.59%-0.24%
1-year return+27.60%+0.54%
5-year return+112.52%-16.22%
P/E ratio (TTM)9.848.70
Forward P/E9.238.65
EPS (TTM)$4.74$7.22
Dividend yield1.87%3.50%
Annual dividend$0.87$2.20
Revenue (latest FY)$1.24B$7.45B
Revenue growth (YoY)+2.83%+21.61%
Net income (latest FY)$674.24M$621.80M
Net margin54.56%8.34%
52-week high$50.56$79.87
52-week low$34.64$56.20
Distance from 52-week high-7.75%-21.36%
Analyst consensusnonestrong_buy
Avg. price target upside+7.63%+37.45%
Average volume394.00K809.90K
Shares outstanding137.48M102.10M
Employees41919,102
SectorFinanceFinance
IndustrySpecialty InsurersSpecialty Insurers

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • ACT has outperformed FAF by 27.1 percentage points over the past year.
  • First American (New) offers a meaningfully higher dividend yield (3.50% vs 1.87%).
  • Enact is more profitable, keeping 54.6 cents of every revenue dollar as net income versus 8.3 cents for First American (New).
  • First American (New) grew revenue faster in its latest fiscal year (+21.61% vs +2.83%).

About Enact

ACT stock →

Enact Holdings, Inc. operates as a private mortgage insurance company in the United States.

Finance · Specialty Insurers · 419 employees

About First American (New)

FAF stock →

First American Financial Corporation, through its subsidiaries, provides financial services. It operates through Title Insurance and Services, and Home Warranty segments.

Finance · Specialty Insurers · 19,102 employees

ACT vs FAF FAQ

Which is bigger, Enact or First American (New)?

First American (New) (FAF) is larger, with a market capitalization of $6.41B compared with $6.41B for Enact (ACT).

Which stock has performed better over the past year, ACT or FAF?

ACT returned +27.60% over the past 12 months, compared with +0.54% for FAF (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, ACT or FAF?

FAF has the lower trailing P/E at 8.7, versus 9.8 for ACT. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, Enact or First American (New)?

First American (New) has the higher yield at 3.50%, compared with 1.87% for Enact.

Are Enact and First American (New) in the same industry?

Yes. Both are classified in the Specialty Insurers industry within the Finance sector.

More comparisons