First Guaranty Bancshares (FGBI) vs Lake Shore Bancorp (LSBK)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Lake Shore Bancorp (LSBK) has outperformed First Guaranty Bancshares (FGBI) over the past year, gaining 38.2% versus a loss of 7.1%. Over five years, LSBK leads with a +61.5% price change compared with -55.5% for FGBI. Lake Shore Bancorp is the larger company by market cap ($140.3 million vs $137.4 million), about 1.0 times the size.
Lake Shore Bancorp offers the higher dividend yield (2.02% vs 0.48%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FGBI | LSBK |
|---|---|---|
| Share price | $8.31 | $17.86 |
| Market cap | $137.44M | $140.27M |
| 1-day change | +0.36% | -0.50% |
| YTD return | +54.19% | +22.44% |
| 1-year return | -7.14% | +38.18% |
| 5-year return | -55.46% | +61.49% |
| P/E ratio (TTM) | — | 15.53 |
| Forward P/E | 12.78 | — |
| EPS (TTM) | $-2.42 | $1.15 |
| Dividend yield | 0.48% | 2.02% |
| Annual dividend | $0.04 | $0.36 |
| 52-week high | $11.02 | $19.09 |
| 52-week low | $4.31 | $12.50 |
| Distance from 52-week high | -24.56% | -6.44% |
| Analyst consensus | none | — |
| Avg. price target upside | +8.30% | — |
| Average volume | 23.53K | 18.16K |
| Shares outstanding | 16.54M | 7.85M |
| Employees | 333 | 87 |
| Sector | Finance | Finance |
| Industry | Savings Institutions | Savings Institutions |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- LSBK has outperformed FGBI by 45.3 percentage points over the past year.
- Lake Shore Bancorp offers a meaningfully higher dividend yield (2.02% vs 0.48%).
About First Guaranty Bancshares
FGBI stock →First Guaranty Bancshares, Inc. operates as the holding company for First Guaranty Bank that provides commercial banking services in Louisiana and Texas.
Finance · Savings Institutions · 333 employees
About Lake Shore Bancorp
LSBK stock →Lake Shore Bancorp, Inc. operates as the bank holding company for Lake Shore Bank that provides banking products and services in New York.
Finance · Savings Institutions · 87 employees
FGBI vs LSBK FAQ
Which is bigger, First Guaranty Bancshares or Lake Shore Bancorp?
Lake Shore Bancorp (LSBK) is larger, with a market capitalization of $140.27M compared with $137.44M for First Guaranty Bancshares (FGBI).
Which stock has performed better over the past year, FGBI or LSBK?
LSBK returned +38.18% over the past 12 months, compared with -7.14% for FGBI (price return, excluding dividends). Past performance does not predict future results.
Which pays a higher dividend, First Guaranty Bancshares or Lake Shore Bancorp?
Lake Shore Bancorp has the higher yield at 2.02%, compared with 0.48% for First Guaranty Bancshares.
Are First Guaranty Bancshares and Lake Shore Bancorp in the same industry?
Yes. Both are classified in the Savings Institutions industry within the Finance sector.