First Capital (FCAP) vs First Northern Community Bancorp (FNRN)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
First Northern Community Bancorp (FNRN) has outperformed First Capital (FCAP) over the past year, gaining 44.7% versus a gain of 40.6%. Over five years, FNRN leads with a +110.2% price change compared with +56.7% for FCAP. First Northern Community Bancorp is the larger company by market cap ($287.6 million vs $215.1 million), about 1.3 times the size.
On valuation, First Capital trades at a lower trailing P/E (11.7x vs 13.6x for First Northern Community Bancorp). First Capital pays a dividend yielding 1.93%, while First Northern Community Bancorp does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FCAP | FNRN |
|---|---|---|
| Share price | $64.32 | $17.54 |
| Market cap | $215.13M | $287.57M |
| 1-day change | -0.42% | -0.62% |
| YTD return | +8.65% | +37.85% |
| 1-year return | +40.59% | +44.67% |
| 5-year return | +56.69% | +110.20% |
| P/E ratio (TTM) | 11.65 | 13.60 |
| EPS (TTM) | $5.52 | $1.29 |
| Dividend yield | 1.93% | 0.00% |
| Annual dividend | $1.24 | $0.00 |
| 52-week high | $71.00 | $19.25 |
| 52-week low | $37.64 | $12.00 |
| Distance from 52-week high | -9.41% | -8.88% |
| Average volume | 17.91K | 115.55K |
| Shares outstanding | 3.34M | 16.40M |
| Employees | 176 | 204 |
| Sector | Financial Services | Financial Services |
| Industry | Banks - Regional | Banks - Regional |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- First Capital offers a meaningfully higher dividend yield (1.93% vs 0.00%).
About First Capital
FCAP stock →First Capital, Inc. operates as the bank holding company for First Harrison Bank that provides various banking services to individuals and business customers in Indiana and Kentucky, the United States.
Financial Services · Banks - Regional · 176 employees
About First Northern Community Bancorp
FNRN stock →First Northern Community Bancorp operates as the bank holding company for First Northern Bank of Dixon that provides commercial banking products and services to individuals, and small and medium sized businesses. The company offers deposit products, including demand, interest-bearing transaction, savings and money market, and non-brokered time deposits.
Financial Services · Banks - Regional · 204 employees
FCAP vs FNRN FAQ
Which is bigger, First Capital or First Northern Community Bancorp?
First Northern Community Bancorp (FNRN) is larger, with a market capitalization of $287.57M compared with $215.13M for First Capital (FCAP).
Which stock has performed better over the past year, FCAP or FNRN?
FNRN returned +44.67% over the past 12 months, compared with +40.59% for FCAP (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FCAP or FNRN?
FCAP has the lower trailing P/E at 11.7, versus 13.6 for FNRN. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, First Capital or First Northern Community Bancorp?
First Capital pays a dividend yielding 1.93%, while First Northern Community Bancorp does not currently pay a regular dividend.
Are First Capital and First Northern Community Bancorp in the same industry?
Yes. Both are classified in the Banks - Regional industry within the Financial Services sector.