First Capital (FCAP) vs Meridian (MRBK)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
First Capital (FCAP) has outperformed Meridian (MRBK) over the past year, gaining 40.6% versus a gain of 22.7%. Over five years, FCAP leads with a +56.7% price change compared with +22.8% for MRBK. Meridian is the larger company by market cap ($222.0 million vs $215.1 million), about 1.0 times the size.
On valuation, Meridian trades at a lower trailing P/E (10.2x vs 11.7x for First Capital). Meridian offers the higher dividend yield (2.93% vs 1.93%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FCAP | MRBK |
|---|---|---|
| Share price | $64.32 | $18.61 |
| Market cap | $215.13M | $222.00M |
| 1-day change | -0.42% | -1.06% |
| YTD return | +8.65% | +5.86% |
| 1-year return | +40.59% | +22.68% |
| 5-year return | +56.69% | +22.84% |
| P/E ratio (TTM) | 11.65 | 10.17 |
| Forward P/E | — | 8.35 |
| EPS (TTM) | $5.52 | $1.83 |
| Dividend yield | 1.93% | 2.93% |
| Annual dividend | $1.24 | $0.545 |
| 52-week high | $71.00 | $21.67 |
| 52-week low | $37.64 | $13.81 |
| Distance from 52-week high | -9.41% | -14.12% |
| Analyst consensus | — | strong_buy |
| Avg. price target upside | — | +23.59% |
| Average volume | 17.91K | 92.33K |
| Shares outstanding | 3.34M | 11.93M |
| Employees | 176 | 327 |
| Sector | Financial Services | Financial Services |
| Industry | Banks - Regional | Banks - Regional |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- FCAP has outperformed MRBK by 17.9 percentage points over the past year.
- Meridian offers a meaningfully higher dividend yield (2.93% vs 1.93%).
About First Capital
FCAP stock →First Capital, Inc. operates as the bank holding company for First Harrison Bank that provides various banking services to individuals and business customers in Indiana and Kentucky, the United States.
Financial Services · Banks - Regional · 176 employees
About Meridian
MRBK stock →Meridian Corporation operates as the bank holding company for Meridian Bank that provides commercial banking products and services in Pennsylvania, New Jersey, Delaware, Maryland, and Florida. It provides various deposit products, such as demand non-interest and interest bearing, savings, and money market accounts, as well as time deposits.
Financial Services · Banks - Regional · 327 employees
FCAP vs MRBK FAQ
Which is bigger, First Capital or Meridian?
Meridian (MRBK) is larger, with a market capitalization of $222.00M compared with $215.13M for First Capital (FCAP).
Which stock has performed better over the past year, FCAP or MRBK?
FCAP returned +40.59% over the past 12 months, compared with +22.68% for MRBK (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FCAP or MRBK?
MRBK has the lower trailing P/E at 10.2, versus 11.7 for FCAP. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, First Capital or Meridian?
Meridian has the higher yield at 2.93%, compared with 1.93% for First Capital.
Are First Capital and Meridian in the same industry?
Yes. Both are classified in the Banks - Regional industry within the Financial Services sector.