First Capital (FCAP) vs Ohio Valley Banc (OVBC)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
First Capital (FCAP) has outperformed Ohio Valley Banc (OVBC) over the past year, gaining 40.6% versus a gain of 26.6%. Over five years, OVBC leads with a +67.1% price change compared with +56.7% for FCAP. Ohio Valley Banc is the larger company by market cap ($215.4 million vs $215.1 million), about 1.0 times the size.
On valuation, First Capital trades at a lower trailing P/E (11.7x vs 15.2x for Ohio Valley Banc). Ohio Valley Banc offers the higher dividend yield (2.06% vs 1.93%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FCAP | OVBC |
|---|---|---|
| Share price | $64.32 | $45.72 |
| Market cap | $215.13M | $215.39M |
| 1-day change | -0.42% | +0.16% |
| YTD return | +8.65% | +14.36% |
| 1-year return | +40.59% | +26.65% |
| 5-year return | +56.69% | +67.11% |
| P/E ratio (TTM) | 11.65 | 15.19 |
| EPS (TTM) | $5.52 | $3.01 |
| Dividend yield | 1.93% | 2.06% |
| Annual dividend | $1.24 | $0.94 |
| 52-week high | $71.00 | $54.96 |
| 52-week low | $37.64 | $34.18 |
| Distance from 52-week high | -9.41% | -16.81% |
| Average volume | 17.91K | 37.25K |
| Shares outstanding | 3.34M | 4.71M |
| Employees | 176 | 269 |
| Sector | Financial Services | Financial Services |
| Industry | Banks - Regional | Banks - Regional |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- FCAP has outperformed OVBC by 13.9 percentage points over the past year.
- Ohio Valley Banc trades at a higher earnings multiple (15.2x vs 11.7x trailing P/E).
About First Capital
FCAP stock →First Capital, Inc. operates as the bank holding company for First Harrison Bank that provides various banking services to individuals and business customers in Indiana and Kentucky, the United States.
Financial Services · Banks - Regional · 176 employees
About Ohio Valley Banc
OVBC stock →Ohio Valley Banc Corp. operates as the bank holding company for The Ohio Valley Bank Company that provides commercial and retail banking products and services.
Financial Services · Banks - Regional · 269 employees
FCAP vs OVBC FAQ
Which is bigger, First Capital or Ohio Valley Banc?
Ohio Valley Banc (OVBC) is larger, with a market capitalization of $215.39M compared with $215.13M for First Capital (FCAP).
Which stock has performed better over the past year, FCAP or OVBC?
FCAP returned +40.59% over the past 12 months, compared with +26.65% for OVBC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FCAP or OVBC?
FCAP has the lower trailing P/E at 11.7, versus 15.2 for OVBC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, First Capital or Ohio Valley Banc?
Ohio Valley Banc has the higher yield at 2.06%, compared with 1.93% for First Capital.
Are First Capital and Ohio Valley Banc in the same industry?
Yes. Both are classified in the Banks - Regional industry within the Financial Services sector.