MetaCap

First Internet Bancorp (INBK) vs Ohio Valley Banc (OVBC)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.

Summary

Ohio Valley Banc (OVBC) has outperformed First Internet Bancorp (INBK) over the past year, gaining 26.6% versus a gain of 19.8%. Over five years, OVBC leads with a +67.1% price change compared with -17.9% for INBK. First Internet Bancorp is the larger company by market cap ($231.6 million vs $214.9 million), about 1.1 times the size.

Ohio Valley Banc offers the higher dividend yield (2.06% vs 0.90%).

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

INBK+19.77%OVBC+26.65%
+42%+8%-25%
Oct 7, 20251 yearOct 7, 2026
INBK-15.59%OVBC+67.78%
+92%+9%-74%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

INBK versus OVBC key metrics
MetricINBKOVBC
Share price$26.52$45.61
Market cap$231.61M$214.87M
1-day change+0.19%-0.24%
YTD return+26.83%+14.36%
1-year return+19.77%+26.65%
5-year return-17.90%+67.11%
P/E ratio (TTM)—15.15
Forward P/E6.03—
EPS (TTM)$-3.61$3.01
Dividend yield0.90%2.06%
Annual dividend$0.24$0.94
52-week high$31.09$54.96
52-week low$17.05$34.18
Distance from 52-week high-14.70%-17.01%
Analyst consensusnone—
Avg. price target upside+16.52%—
Average volume46.71K37.02K
Shares outstanding8.73M4.71M
Employees354269
SectorFinanceFinance
IndustryMajor BanksMajor Banks

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • Ohio Valley Banc offers a meaningfully higher dividend yield (2.06% vs 0.90%).

About First Internet Bancorp

INBK stock →

First Internet Bancorp operates as the bank holding company for First Internet Bank of Indiana that provides various commercial, small business, consumer, and municipal banking products and services to individuals and commercial customers in the United States. The company offers noninterest-bearing and interest-bearing demand deposits, savings accounts, and money market accounts, as well as certificates of deposit and brokered deposits.

Finance · Major Banks · 354 employees

About Ohio Valley Banc

OVBC stock →

Ohio Valley Banc Corp. operates as the bank holding company for The Ohio Valley Bank Company that provides commercial and retail banking products and services.

Finance · Major Banks · 269 employees

INBK vs OVBC FAQ

Which is bigger, First Internet Bancorp or Ohio Valley Banc?

First Internet Bancorp (INBK) is larger, with a market capitalization of $231.61M compared with $214.87M for Ohio Valley Banc (OVBC).

Which stock has performed better over the past year, INBK or OVBC?

OVBC returned +26.65% over the past 12 months, compared with +19.77% for INBK (price return, excluding dividends). Past performance does not predict future results.

Which pays a higher dividend, First Internet Bancorp or Ohio Valley Banc?

Ohio Valley Banc has the higher yield at 2.06%, compared with 0.90% for First Internet Bancorp.

Are First Internet Bancorp and Ohio Valley Banc in the same industry?

Yes. Both are classified in the Major Banks industry within the Finance sector.

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