MetaCap

Ohio Valley Banc (OVBC) vs Peoples Bancorp of North Carolina (PEBK)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.

Summary

Peoples Bancorp of North Carolina (PEBK) has outperformed Ohio Valley Banc (OVBC) over the past year, gaining 45.3% versus a gain of 27.0%. Over five years, OVBC leads with a +66.7% price change compared with +56.6% for PEBK. Peoples Bancorp of North Carolina is the larger company by market cap ($233.0 million vs $210.8 million), about 1.1 times the size.

On valuation, Peoples Bancorp of North Carolina trades at a lower trailing P/E (12.0x vs 14.9x for Ohio Valley Banc). Ohio Valley Banc offers the higher dividend yield (2.10% vs 1.87%).

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

OVBC+26.98%PEBK+45.27%
+51%+21%-10%
Oct 8, 20251 yearOct 8, 2026
OVBC+67.34%PEBK+56.53%
+90%+23%-45%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

OVBC versus PEBK key metrics
MetricOVBCPEBK
Share price$44.74$43.78
Market cap$210.77M$232.97M
1-day change-1.89%-1.06%
YTD return+14.06%+22.24%
1-year return+26.98%+45.27%
5-year return+66.67%+56.58%
P/E ratio (TTM)14.8612.03
EPS (TTM)$3.01$3.64
Dividend yield2.10%1.87%
Annual dividend$0.94$0.82
52-week high$54.96$45.78
52-week low$34.18$27.33
Distance from 52-week high-18.60%-4.37%
Average volume36.93K32.04K
Shares outstanding4.71M5.32M
Employees269268
SectorFinanceFinance
IndustryMajor BanksMajor Banks

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • PEBK has outperformed OVBC by 18.3 percentage points over the past year.

About Ohio Valley Banc

OVBC stock →

Ohio Valley Banc Corp. operates as the bank holding company for The Ohio Valley Bank Company that provides commercial and retail banking products and services.

Finance · Major Banks · 269 employees

About Peoples Bancorp of North Carolina

PEBK stock →

Peoples Bancorp of North Carolina, Inc. operates as the bank holding company for Peoples Bank that provides various banking products and services for individuals and small-to medium-sized businesses in the North Carolina, United States.

Finance · Major Banks · 268 employees

OVBC vs PEBK FAQ

Which is bigger, Ohio Valley Banc or Peoples Bancorp of North Carolina?

Peoples Bancorp of North Carolina (PEBK) is larger, with a market capitalization of $232.97M compared with $210.77M for Ohio Valley Banc (OVBC).

Which stock has performed better over the past year, OVBC or PEBK?

PEBK returned +45.27% over the past 12 months, compared with +26.98% for OVBC (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, OVBC or PEBK?

PEBK has the lower trailing P/E at 12.0, versus 14.9 for OVBC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, Ohio Valley Banc or Peoples Bancorp of North Carolina?

Ohio Valley Banc has the higher yield at 2.10%, compared with 1.87% for Peoples Bancorp of North Carolina.

Are Ohio Valley Banc and Peoples Bancorp of North Carolina in the same industry?

Yes. Both are classified in the Major Banks industry within the Finance sector.

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