First Community Bankshares (VA) (FCBC) vs Financial Institutions (FISI)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 10, 2026.
Summary
First Community Bankshares (VA) (FCBC) has outperformed Financial Institutions (FISI) over the past year, gaining 42.1% versus a gain of 41.9%. Over five years, FCBC leads with a +45.4% price change compared with +21.6% for FISI. First Community Bankshares (VA) is the larger company by market cap ($895.2 million vs $757.7 million), about 1.2 times the size.
On valuation, Financial Institutions trades at a lower forward P/E (8.9x vs 15.4x for First Community Bankshares (VA)). Financial Institutions offers the higher dividend yield (3.28% vs 2.66%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FCBC | FISI |
|---|---|---|
| Share price | $47.34 | $38.45 |
| Market cap | $895.21M | $757.71M |
| 1-day change | -0.57% | -1.54% |
| YTD return | +40.35% | +23.36% |
| 1-year return | +42.08% | +41.93% |
| 5-year return | +45.44% | +21.56% |
| P/E ratio (TTM) | 14.93 | 9.54 |
| Forward P/E | 15.42 | 8.94 |
| EPS (TTM) | $3.17 | $4.03 |
| Dividend yield | 2.66% | 3.28% |
| Annual dividend | $1.26 | $1.26 |
| Revenue (latest FY) | $167.50M | — |
| Revenue growth (YoY) | +0.99% | — |
| Net income (latest FY) | $12.03M | — |
| Net margin | 7.18% | — |
| 52-week high | $50.17 | $42.97 |
| 52-week low | $31.21 | $25.61 |
| Distance from 52-week high | -5.64% | -10.52% |
| Analyst consensus | none | buy |
| Avg. price target upside | +5.62% | +17.04% |
| Average volume | 91.30K | 143.29K |
| Shares outstanding | 18.91M | 19.71M |
| Employees | 614 | 631 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- First Community Bankshares (VA) trades at a higher earnings multiple (14.9x vs 9.5x trailing P/E).
About First Community Bankshares (VA)
FCBC stock →First Community Bankshares, Inc. operates as the financial holding company for First Community Bank that provides various banking products and services.
Finance · Major Banks · 614 employees
About Financial Institutions
FISI stock →Financial Institutions, Inc., through its subsidiaries, provides banking and financial services to consumer, commercial, and municipal customers in New York. The company provides checking and savings account programs, including money market accounts, certificates of deposit, sweep investments, and individual retirement and other qualified plan accounts, as well as NOW accounts.
Finance · Major Banks · 631 employees
FCBC vs FISI FAQ
Which is bigger, First Community Bankshares (VA) or Financial Institutions?
First Community Bankshares (VA) (FCBC) is larger, with a market capitalization of $895.21M compared with $757.71M for Financial Institutions (FISI).
Which stock has performed better over the past year, FCBC or FISI?
FCBC returned +42.08% over the past 12 months, compared with +41.93% for FISI (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FCBC or FISI?
FISI has the lower trailing P/E at 9.5, versus 14.9 for FCBC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, First Community Bankshares (VA) or Financial Institutions?
Financial Institutions has the higher yield at 3.28%, compared with 2.66% for First Community Bankshares (VA).
Are First Community Bankshares (VA) and Financial Institutions in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.