Financial Institutions (FISI) vs Shore Bancshares (SHBI)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Financial Institutions (FISI) has outperformed Shore Bancshares (SHBI) over the past year, gaining 44.4% versus a gain of 40.5%. Over five years, SHBI leads with a +25.7% price change compared with +23.5% for FISI. Financial Institutions is the larger company by market cap ($768.0 million vs $747.2 million), about 1.0 times the size.
On valuation, Financial Institutions trades at a lower forward P/E (9.1x vs 9.9x for Shore Bancshares). Financial Institutions offers the higher dividend yield (3.23% vs 2.23%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FISI | SHBI |
|---|---|---|
| Share price | $38.97 | $22.39 |
| Market cap | $767.96M | $747.21M |
| 1-day change | -0.20% | -0.84% |
| YTD return | +25.28% | +27.71% |
| 1-year return | +44.42% | +40.51% |
| 5-year return | +23.46% | +25.72% |
| P/E ratio (TTM) | 9.67 | 11.37 |
| Forward P/E | 9.06 | 9.88 |
| EPS (TTM) | $4.03 | $1.97 |
| Dividend yield | 3.23% | 2.23% |
| Annual dividend | $1.26 | $0.50 |
| 52-week high | $42.97 | $24.89 |
| 52-week low | $25.61 | $14.93 |
| Distance from 52-week high | -9.31% | -10.04% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +15.47% | +14.34% |
| Average volume | 144.04K | 200.67K |
| Shares outstanding | 19.71M | 33.37M |
| Employees | 631 | 595 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Financial Institutions offers a meaningfully higher dividend yield (3.23% vs 2.23%).
About Financial Institutions
FISI stock →Financial Institutions, Inc., through its subsidiaries, provides banking and financial services to consumer, commercial, and municipal customers in New York. The company provides checking and savings account programs, including money market accounts, certificates of deposit, sweep investments, and individual retirement and other qualified plan accounts, as well as NOW accounts.
Finance · Major Banks · 631 employees
About Shore Bancshares
SHBI stock →Shore Bancshares, Inc. operates as a bank holding company for Shore United Bank, N.A.
Finance · Major Banks · 595 employees
FISI vs SHBI FAQ
Which is bigger, Financial Institutions or Shore Bancshares?
Financial Institutions (FISI) is larger, with a market capitalization of $767.96M compared with $747.21M for Shore Bancshares (SHBI).
Which stock has performed better over the past year, FISI or SHBI?
FISI returned +44.42% over the past 12 months, compared with +40.51% for SHBI (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FISI or SHBI?
FISI has the lower trailing P/E at 9.7, versus 11.4 for SHBI. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Financial Institutions or Shore Bancshares?
Financial Institutions has the higher yield at 3.23%, compared with 2.23% for Shore Bancshares.
Are Financial Institutions and Shore Bancshares in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.