Ames National (ATLO) vs Oak Valley Bancorp (CA) (OVLY)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Ames National (ATLO) has outperformed Oak Valley Bancorp (CA) (OVLY) over the past year, gaining 59.0% versus a gain of 26.1%. Over five years, OVLY leads with a +89.0% price change compared with +35.6% for ATLO. Oak Valley Bancorp (CA) is the larger company by market cap ($288.3 million vs $283.3 million), about 1.0 times the size.
On valuation, Oak Valley Bancorp (CA) trades at a lower trailing P/E (12.2x vs 12.4x for Ames National). Ames National offers the higher dividend yield (2.75% vs 2.19%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | ATLO | OVLY |
|---|---|---|
| Share price | $31.98 | $34.27 |
| Market cap | $283.25M | $288.30M |
| 1-day change | +0.28% | +0.62% |
| YTD return | +38.89% | +13.31% |
| 1-year return | +58.97% | +26.15% |
| 5-year return | +35.64% | +89.01% |
| P/E ratio (TTM) | 12.40 | 12.15 |
| Forward P/E | 11.34 | — |
| EPS (TTM) | $2.58 | $2.82 |
| Dividend yield | 2.75% | 2.19% |
| Annual dividend | $0.88 | $0.75 |
| 52-week high | $32.86 | $35.97 |
| 52-week low | $19.56 | $25.41 |
| Distance from 52-week high | -2.68% | -4.73% |
| Analyst consensus | none | — |
| Avg. price target upside | +3.19% | — |
| Average volume | 32.52K | 24.24K |
| Shares outstanding | 8.86M | 8.41M |
| Employees | 261 | 246 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- ATLO has outperformed OVLY by 32.8 percentage points over the past year.
About Ames National
ATLO stock →Ames National Corporation operates as a multi-bank holding company that provides banking products and services primarily in Boone, Clarke, Hancock, Marshall, Polk, Story, Taylor, and Union Counties in central, north-central, and south-central Iowa. It accepts various deposit products, including checking and savings accounts; and time deposits, such as money market accounts and certificates of deposit.
Finance · Major Banks · 261 employees
About Oak Valley Bancorp (CA)
OVLY stock →Oak Valley Bancorp operates as the bank holding company for Oak Valley Community Bank that provides a range of commercial banking services to individuals and small to medium-sized businesses in the Central Valley and the Eastern Sierras. The company accepts deposits through checking and savings, money market, health savings, and individual retirement accounts, as well as certificates of deposit.
Finance · Major Banks · 246 employees
ATLO vs OVLY FAQ
Which is bigger, Ames National or Oak Valley Bancorp (CA)?
Oak Valley Bancorp (CA) (OVLY) is larger, with a market capitalization of $288.30M compared with $283.25M for Ames National (ATLO).
Which stock has performed better over the past year, ATLO or OVLY?
ATLO returned +58.97% over the past 12 months, compared with +26.15% for OVLY (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, ATLO or OVLY?
OVLY has the lower trailing P/E at 12.2, versus 12.4 for ATLO. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Ames National or Oak Valley Bancorp (CA)?
Ames National has the higher yield at 2.75%, compared with 2.19% for Oak Valley Bancorp (CA).
Are Ames National and Oak Valley Bancorp (CA) in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.