MetaCap

FirstCash (FCFS) vs Ulta Beauty (ULTA)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.

Summary

FirstCash (FCFS) has outperformed Ulta Beauty (ULTA) over the past year, gaining 36.4% versus a loss of 2.0%. Over five years, FCFS leads with a +142.1% price change compared with +34.4% for ULTA. Ulta Beauty is the larger company by market cap ($24.12 billion vs $9.17 billion), about 2.6 times the size.

On valuation, FirstCash trades at a lower forward P/E (16.3x vs 17.6x for Ulta Beauty). FirstCash pays a dividend yielding 0.79%, while Ulta Beauty does not currently pay one. Ulta Beauty converts more of its revenue into profit, with a net margin of 9.3% versus 9.0%.

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

FCFS+36.37%ULTA-2.03%
+58%+17%-23%
Oct 7, 20251 yearOct 7, 2026
FCFS+142.77%ULTA+44.17%
+174%+69%-36%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

FCFS versus ULTA key metrics
MetricFCFSULTA
Share price$211.49$564.21
Market cap$9.17B$24.12B
1-day change+0.92%+3.43%
YTD return+31.48%-9.84%
1-year return+36.37%-2.03%
5-year return+142.13%+34.45%
P/E ratio (TTM)24.0620.56
Forward P/E16.2917.58
EPS (TTM)$8.79$27.44
Dividend yield0.79%0.00%
Annual dividend$1.68$0.00
Revenue (latest FY)$3.66B$12.39B
Revenue growth (YoY)+8.04%+9.71%
Net income (latest FY)$330.38M$1.15B
Gross margin50.28%39.10%
Operating margin—12.37%
Net margin9.02%9.31%
52-week high$238.93$714.97
52-week low$146.77$443.60
Distance from 52-week high-11.48%-21.09%
Analyst consensusstrong_buybuy
Avg. price target upside+18.09%+11.92%
Average volume414.63K576.14K
Shares outstanding43.37M42.76M
Employees—21,382
SectorConsumer DiscretionaryConsumer Discretionary
IndustryOther Specialty StoresOther Specialty Stores

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • Ulta Beauty is about 2.6 times larger than FirstCash by market value ($24.12B vs $9.17B).
  • FCFS has outperformed ULTA by 38.4 percentage points over the past year.

About FirstCash

FCFS stock →

FirstCash Holdings, Inc., together with its subsidiaries, operates retail pawn stores in the United States, Mexico, rest of Latin America, and the United Kingdom. The company operates through four segments: U.S.

Consumer Discretionary · Other Specialty Stores

About Ulta Beauty

ULTA stock →

Ulta Beauty, Inc. operates as a specialty beauty retailer in the United States, Mexico, and Kuwait.

Consumer Discretionary · Other Specialty Stores · 21,382 employees

FCFS vs ULTA FAQ

Which is bigger, FirstCash or Ulta Beauty?

Ulta Beauty (ULTA) is larger, with a market capitalization of $24.12B compared with $9.17B for FirstCash (FCFS).

Which stock has performed better over the past year, FCFS or ULTA?

FCFS returned +36.37% over the past 12 months, compared with -2.03% for ULTA (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, FCFS or ULTA?

ULTA has the lower trailing P/E at 20.6, versus 24.1 for FCFS. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, FirstCash or Ulta Beauty?

FirstCash pays a dividend yielding 0.79%, while Ulta Beauty does not currently pay a regular dividend.

Are FirstCash and Ulta Beauty in the same industry?

Yes. Both are classified in the Other Specialty Stores industry within the Consumer Discretionary sector.

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