First Financial Bancorp. (FFBC) vs Simmons First National (SFNC)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
First Financial Bancorp. (FFBC) has outperformed Simmons First National (SFNC) over the past year, gaining 19.4% versus a gain of 14.5%. Over five years, FFBC leads with a +31.0% price change compared with -27.0% for SFNC. First Financial Bancorp. is the larger company by market cap ($3.28 billion vs $3.23 billion), about 1.0 times the size.
On valuation, First Financial Bancorp. trades at a lower forward P/E (8.8x vs 9.6x for Simmons First National). Simmons First National offers the higher dividend yield (3.82% vs 3.21%). First Financial Bancorp. converts more of its revenue into profit, with a net margin of 319.4% versus -385.1%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FFBC | SFNC |
|---|---|---|
| Share price | $31.20 | $22.38 |
| Market cap | $3.28B | $3.23B |
| 1-day change | +1.07% | +0.77% |
| YTD return | +23.38% | +17.82% |
| 1-year return | +19.42% | +14.54% |
| 5-year return | +30.97% | -27.01% |
| P/E ratio (TTM) | 11.02 | — |
| Forward P/E | 8.82 | 9.62 |
| EPS (TTM) | $2.83 | $-2.40 |
| Dividend yield | 3.21% | 3.82% |
| Annual dividend | $1.00 | $0.855 |
| Revenue (latest FY) | $80.02M | $103.23M |
| Revenue growth (YoY) | +18.30% | -86.69% |
| Net income (latest FY) | $255.60M | $-397.55M |
| Net margin | 319.43% | -385.10% |
| 52-week high | $36.25 | $24.32 |
| 52-week low | $23.06 | $17.00 |
| Distance from 52-week high | -13.93% | -7.98% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +21.35% | +15.86% |
| Average volume | 921.10K | 1.39M |
| Shares outstanding | 105.17M | 144.51M |
| Employees | 2,371 | 2,909 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- First Financial Bancorp. is more profitable, keeping 319.4 cents of every revenue dollar as net income versus -385.1 cents for Simmons First National.
- First Financial Bancorp. grew revenue faster in its latest fiscal year (+18.30% vs -86.69%).
About First Financial Bancorp.
FFBC stock →First Financial Bancorp. operates as the bank holding company for First Financial Bank that provides commercial banking and banking-related services to individuals and businesses in Ohio, Indiana, Kentucky, and Illinois.
Finance · Major Banks · 2,371 employees
About Simmons First National
SFNC stock →Simmons First National Corporation operates as the bank holding company for Simmons Bank that provides banking and other financial products and services to individuals and businesses. The company offers deposits, checking, and savings accounts; loan products, such as consumer, real estate, commercial, agricultural, equipment, warehouse lending, and SBA lending; specialized products and services, including credit cards, trust and fiduciary services, investments, and insurance; and treasury management services.
Finance · Major Banks · 2,909 employees
FFBC vs SFNC FAQ
Which is bigger, First Financial Bancorp. or Simmons First National?
First Financial Bancorp. (FFBC) is larger, with a market capitalization of $3.28B compared with $3.23B for Simmons First National (SFNC).
Which stock has performed better over the past year, FFBC or SFNC?
FFBC returned +19.42% over the past 12 months, compared with +14.54% for SFNC (price return, excluding dividends). Past performance does not predict future results.
Which pays a higher dividend, First Financial Bancorp. or Simmons First National?
Simmons First National has the higher yield at 3.82%, compared with 3.21% for First Financial Bancorp..
Are First Financial Bancorp. and Simmons First National in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.