First Interstate BancSystem (FIBK) vs Mechanics Bancorp (MCHB)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Mechanics Bancorp (MCHB) has outperformed First Interstate BancSystem (FIBK) over the past year, gaining 11.3% versus a gain of 9.1%. Over five years, FIBK leads with a -14.7% price change compared with -65.6% for MCHB. First Interstate BancSystem is the larger company by market cap ($3.33 billion vs $3.21 billion), about 1.0 times the size.
On valuation, First Interstate BancSystem trades at a lower forward P/E (12.2x vs 12.2x for Mechanics Bancorp). Mechanics Bancorp offers the higher dividend yield (9.03% vs 5.38%). Mechanics Bancorp converts more of its revenue into profit, with a net margin of 534.4% versus 28.5%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FIBK | MCHB |
|---|---|---|
| Share price | $34.94 | $14.51 |
| Market cap | $3.33B | $3.21B |
| 1-day change | +0.58% | -0.68% |
| YTD return | +0.40% | -0.14% |
| 1-year return | +9.11% | +11.27% |
| 5-year return | -14.66% | -65.63% |
| P/E ratio (TTM) | 10.82 | 11.34 |
| Forward P/E | 12.24 | 12.24 |
| EPS (TTM) | $3.23 | $1.28 |
| Dividend yield | 5.38% | 9.03% |
| Annual dividend | $1.88 | $1.31 |
| Revenue (latest FY) | $1.06B | $49.73M |
| Revenue growth (YoY) | +5.91% | +3.33% |
| Net income (latest FY) | $302.10M | $265.74M |
| Net margin | 28.53% | 534.39% |
| 52-week high | $40.60 | $17.38 |
| 52-week low | $29.10 | $12.82 |
| Distance from 52-week high | -13.94% | -16.51% |
| Analyst consensus | hold | buy |
| Avg. price target upside | +5.90% | +19.78% |
| Average volume | 1.17M | 575.29K |
| Shares outstanding | 95.30M | 220.31M |
| Employees | 3,376 | 1,756 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Mechanics Bancorp offers a meaningfully higher dividend yield (9.03% vs 5.38%).
- Mechanics Bancorp is more profitable, keeping 534.4 cents of every revenue dollar as net income versus 28.5 cents for First Interstate BancSystem.
About First Interstate BancSystem
FIBK stock →First Interstate BancSystem, Inc. operates as a bank holding company for First Interstate Bank that provides a range of banking products and services in the United States.
Finance · Major Banks · 3,376 employees
About Mechanics Bancorp
MCHB stock →Mechanics Bancorp operates as the holding company for Mechanics Bank that provides banking services in California, Oregon, Washington, and Hawaii.It offers various checking and savings accounts, retirement accounts, money market accounts, time certificates of deposit, and safe deposit boxes. The company also provides home loans, auto loans, term loans and lines of credit, owner occupied real estate lending services, small business lending loans, multi-family lending services; mortgage and consumer lending loans; commercial real estate loans; residential construction loans; private banking, such as loan program, personal lines of credit and investment management and trust lines of credit.
Finance · Major Banks · 1,756 employees
FIBK vs MCHB FAQ
Which is bigger, First Interstate BancSystem or Mechanics Bancorp?
First Interstate BancSystem (FIBK) is larger, with a market capitalization of $3.33B compared with $3.21B for Mechanics Bancorp (MCHB).
Which stock has performed better over the past year, FIBK or MCHB?
MCHB returned +11.27% over the past 12 months, compared with +9.11% for FIBK (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FIBK or MCHB?
FIBK has the lower trailing P/E at 10.8, versus 11.3 for MCHB. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, First Interstate BancSystem or Mechanics Bancorp?
Mechanics Bancorp has the higher yield at 9.03%, compared with 5.38% for First Interstate BancSystem.
Are First Interstate BancSystem and Mechanics Bancorp in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.