First Financial Bankshares (FFIN) vs Home BancShares (HOMB)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Home BancShares (HOMB) has outperformed First Financial Bankshares (FFIN) over the past year, gaining 1.5% versus a loss of 5.9%. Over five years, HOMB leads with a +19.0% price change compared with -34.1% for FFIN. Home BancShares is the larger company by market cap ($5.70 billion vs $4.50 billion), about 1.3 times the size, while First Financial Bankshares is growing revenue faster (+14.7% vs +7.2%).
On valuation, Home BancShares trades at a lower forward P/E (10.9x vs 14.6x for First Financial Bankshares). Home BancShares offers the higher dividend yield (2.91% vs 2.51%). Home BancShares converts more of its revenue into profit, with a net margin of 43.6% versus 40.1%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FFIN | HOMB |
|---|---|---|
| Share price | $31.43 | $28.48 |
| Market cap | $4.50B | $5.70B |
| 1-day change | +0.13% | +1.06% |
| YTD return | +5.22% | +2.52% |
| 1-year return | -5.87% | +1.50% |
| 5-year return | -34.11% | +18.96% |
| P/E ratio (TTM) | 16.81 | 11.77 |
| Forward P/E | 14.55 | 10.95 |
| EPS (TTM) | $1.87 | $2.42 |
| Dividend yield | 2.51% | 2.91% |
| Annual dividend | $0.79 | $0.83 |
| Revenue (latest FY) | $631.60M | $1.09B |
| Revenue growth (YoY) | +14.68% | +7.23% |
| Net income (latest FY) | $253.58M | $475.44M |
| Net margin | 40.15% | 43.58% |
| 52-week high | $36.52 | $31.70 |
| 52-week low | $28.12 | $25.50 |
| Distance from 52-week high | -13.94% | -10.16% |
| Analyst consensus | hold | buy |
| Avg. price target upside | +15.46% | +16.75% |
| Average volume | 754.55K | 1.59M |
| Shares outstanding | 143.33M | 200.05M |
| Employees | 1,500 | 2,543 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- First Financial Bankshares trades at a higher earnings multiple (16.8x vs 11.8x trailing P/E).
- First Financial Bankshares grew revenue faster in its latest fiscal year (+14.68% vs +7.23%).
About First Financial Bankshares
FFIN stock →First Financial Bankshares, Inc., through its subsidiaries, provides banking services in the United States. The company offers general commercial banking services, including checking, savings and time deposits, loans, automated teller machines, drive-in and night deposit services, safe deposit facilities, remote deposit capture, internet banking, mobile banking, payroll cards, funds transfer, and other customary commercial banking service, as well as securities brokerage services.
Finance · Major Banks · 1,500 employees
About Home BancShares
HOMB stock →Home BancShares, Inc. operates as the bank holding company for Centennial Bank that provides commercial and retail banking, and related financial services to businesses, real estate developers and investors, individuals, and municipalities in the United States.
Finance · Major Banks · 2,543 employees
FFIN vs HOMB FAQ
Which is bigger, First Financial Bankshares or Home BancShares?
Home BancShares (HOMB) is larger, with a market capitalization of $5.70B compared with $4.50B for First Financial Bankshares (FFIN).
Which stock has performed better over the past year, FFIN or HOMB?
HOMB returned +1.50% over the past 12 months, compared with -5.87% for FFIN (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FFIN or HOMB?
HOMB has the lower trailing P/E at 11.8, versus 16.8 for FFIN. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, First Financial Bankshares or Home BancShares?
Home BancShares has the higher yield at 2.91%, compared with 2.51% for First Financial Bankshares.
Are First Financial Bankshares and Home BancShares in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.