First BanCorp. New (FBP) vs First Financial Bankshares (FFIN)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
First BanCorp. New (FBP) has outperformed First Financial Bankshares (FFIN) over the past year, gaining 22.2% versus a loss of 5.9%. Over five years, FBP leads with a +97.1% price change compared with -34.2% for FFIN. First Financial Bankshares is the larger company by market cap ($4.50 billion vs $4.04 billion), about 1.1 times the size.
On valuation, First BanCorp. New trades at a lower forward P/E (10.3x vs 14.6x for First Financial Bankshares). First BanCorp. New offers the higher dividend yield (2.87% vs 2.52%). First Financial Bankshares converts more of its revenue into profit, with a net margin of 40.1% versus 27.5%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FBP | FFIN |
|---|---|---|
| Share price | $26.45 | $31.39 |
| Market cap | $4.04B | $4.50B |
| 1-day change | -1.42% | -1.66% |
| YTD return | +27.59% | +5.09% |
| 1-year return | +22.17% | -5.93% |
| 5-year return | +97.09% | -34.19% |
| P/E ratio (TTM) | 11.11 | 16.79 |
| Forward P/E | 10.27 | 14.56 |
| EPS (TTM) | $2.38 | $1.87 |
| Dividend yield | 2.87% | 2.52% |
| Annual dividend | $0.76 | $0.79 |
| Revenue (latest FY) | $1.26B | $631.60M |
| Revenue growth (YoY) | +2.38% | +14.68% |
| Net income (latest FY) | $344.87M | $253.58M |
| Net margin | 27.48% | 40.15% |
| 52-week high | $29.88 | $36.52 |
| 52-week low | $19.16 | $28.12 |
| Distance from 52-week high | -11.48% | -14.05% |
| Analyst consensus | buy | none |
| Avg. price target upside | +19.36% | +15.61% |
| Average volume | 1.38M | 748.82K |
| Shares outstanding | 152.67M | 143.33M |
| Employees | 3,218 | 1,500 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- FBP has outperformed FFIN by 28.1 percentage points over the past year.
- First Financial Bankshares trades at a higher earnings multiple (16.8x vs 11.1x trailing P/E).
- First Financial Bankshares is more profitable, keeping 40.1 cents of every revenue dollar as net income versus 27.5 cents for First BanCorp. New.
- First Financial Bankshares grew revenue faster in its latest fiscal year (+14.68% vs +2.38%).
About First BanCorp. New
FBP stock →First BanCorp. operates as the bank holding company for FirstBank Puerto Rico that provides financial products and services to consumers and commercial customers.
Finance · Major Banks · 3,218 employees
About First Financial Bankshares
FFIN stock →First Financial Bankshares, Inc., through its subsidiaries, provides banking services in the United States. The company offers general commercial banking services, including checking, savings and time deposits, loans, automated teller machines, drive-in and night deposit services, safe deposit facilities, remote deposit capture, internet banking, mobile banking, payroll cards, funds transfer, and other customary commercial banking service, as well as securities brokerage services.
Finance · Major Banks · 1,500 employees
FBP vs FFIN FAQ
Which is bigger, First BanCorp. New or First Financial Bankshares?
First Financial Bankshares (FFIN) is larger, with a market capitalization of $4.50B compared with $4.04B for First BanCorp. New (FBP).
Which stock has performed better over the past year, FBP or FFIN?
FBP returned +22.17% over the past 12 months, compared with -5.93% for FFIN (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FBP or FFIN?
FBP has the lower trailing P/E at 11.1, versus 16.8 for FFIN. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, First BanCorp. New or First Financial Bankshares?
First BanCorp. New has the higher yield at 2.87%, compared with 2.52% for First Financial Bankshares.
Are First BanCorp. New and First Financial Bankshares in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.