MetaCap

First Hawaiian (FHB) vs TowneBank (TOWN)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.

Summary

TowneBank (TOWN) has outperformed First Hawaiian (FHB) over the past year, gaining 2.8% versus a loss of 0.3%. Over five years, TOWN leads with a +9.7% price change compared with -13.9% for FHB. TowneBank is the larger company by market cap ($3.23 billion vs $3.00 billion), about 1.1 times the size.

On valuation, First Hawaiian trades at a lower forward P/E (9.8x vs 9.8x for TowneBank). First Hawaiian offers the higher dividend yield (4.22% vs 3.12%).

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

FHB-0.32%TOWN+2.76%
+24%+7%-9%
Oct 7, 20251 yearOct 7, 2026
FHB-15.67%TOWN+9.31%
+22%-14%-50%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

FHB versus TOWN key metrics
MetricFHBTOWN
Share price$24.64$34.98
Market cap$3.00B$3.23B
1-day change-1.44%-1.21%
YTD return-2.61%+4.82%
1-year return-0.32%+2.76%
5-year return-13.91%+9.66%
P/E ratio (TTM)10.7117.58
Forward P/E9.759.77
EPS (TTM)$2.30$1.99
Dividend yield4.22%3.12%
Annual dividend$1.04$1.09
Revenue (latest FY)$880.79M—
Revenue growth (YoY)+8.94%—
Net income (latest FY)$276.27M—
Net margin31.37%—
52-week high$30.58$39.03
52-week low$22.65$31.91
Distance from 52-week high-19.42%-10.38%
Analyst consensusholdbuy
Avg. price target upside+19.03%+14.35%
Average volume2.27M587.20K
Shares outstanding121.68M92.44M
Employees1,9952,932
SectorFinanceFinance
IndustryMajor BanksMajor Banks

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • TowneBank trades at a higher earnings multiple (17.6x vs 10.7x trailing P/E).
  • First Hawaiian offers a meaningfully higher dividend yield (4.22% vs 3.12%).

About First Hawaiian

FHB stock →

First Hawaiian, Inc. operates as a bank holding company for First Hawaiian Bank that provides a range of banking products and services to consumer and commercial customers in the United States.

Finance · Major Banks · 1,995 employees

About TowneBank

TOWN stock →

TowneBank provides retail and commercial banking services for individuals, commercial enterprises, and professionals in the United States. It operates through four segments: Banking, Mortgage, Resort Vacation Management, and Insurance.

Finance · Major Banks · 2,932 employees

FHB vs TOWN FAQ

Which is bigger, First Hawaiian or TowneBank?

TowneBank (TOWN) is larger, with a market capitalization of $3.23B compared with $3.00B for First Hawaiian (FHB).

Which stock has performed better over the past year, FHB or TOWN?

TOWN returned +2.76% over the past 12 months, compared with -0.32% for FHB (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, FHB or TOWN?

FHB has the lower trailing P/E at 10.7, versus 17.6 for TOWN. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, First Hawaiian or TowneBank?

First Hawaiian has the higher yield at 4.22%, compared with 3.12% for TowneBank.

Are First Hawaiian and TowneBank in the same industry?

Yes. Both are classified in the Major Banks industry within the Finance sector.

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