First Hawaiian (FHB) vs Seacoast Banking of Florida (SBCF)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Seacoast Banking of Florida (SBCF) has outperformed First Hawaiian (FHB) over the past year, gaining 0.5% versus a loss of 0.3%. Over five years, SBCF leads with a -12.0% price change compared with -13.9% for FHB. Seacoast Banking of Florida is the larger company by market cap ($3.05 billion vs $2.99 billion), about 1.0 times the size.
On valuation, First Hawaiian trades at a lower forward P/E (9.7x vs 11.4x for Seacoast Banking of Florida). First Hawaiian offers the higher dividend yield (4.23% vs 2.38%). First Hawaiian converts more of its revenue into profit, with a net margin of 31.4% versus 22.2%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FHB | SBCF |
|---|---|---|
| Share price | $24.57 | $31.46 |
| Market cap | $2.99B | $3.05B |
| 1-day change | -0.30% | -1.29% |
| YTD return | -2.61% | +1.43% |
| 1-year return | -0.32% | +0.47% |
| 5-year return | -13.91% | -11.99% |
| P/E ratio (TTM) | 10.68 | 20.30 |
| Forward P/E | 9.72 | 11.39 |
| EPS (TTM) | $2.30 | $1.55 |
| Dividend yield | 4.23% | 2.38% |
| Annual dividend | $1.04 | $0.75 |
| Revenue (latest FY) | $880.79M | $652.63M |
| Revenue growth (YoY) | +8.94% | +26.63% |
| Net income (latest FY) | $276.27M | $144.88M |
| Net margin | 31.37% | 22.20% |
| 52-week high | $30.58 | $36.27 |
| 52-week low | $22.65 | $28.58 |
| Distance from 52-week high | -19.67% | -13.26% |
| Analyst consensus | hold | hold |
| Avg. price target upside | +19.40% | +17.74% |
| Average volume | 2.29M | 899.43K |
| Shares outstanding | 121.68M | 96.82M |
| Employees | 1,995 | 1,964 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Seacoast Banking of Florida trades at a higher earnings multiple (20.3x vs 10.7x trailing P/E).
- First Hawaiian offers a meaningfully higher dividend yield (4.23% vs 2.38%).
- First Hawaiian is more profitable, keeping 31.4 cents of every revenue dollar as net income versus 22.2 cents for Seacoast Banking of Florida.
- Seacoast Banking of Florida grew revenue faster in its latest fiscal year (+26.63% vs +8.94%).
About First Hawaiian
FHB stock →First Hawaiian, Inc. operates as a bank holding company for First Hawaiian Bank that provides a range of banking products and services to consumer and commercial customers in the United States.
Finance · Major Banks · 1,995 employees
About Seacoast Banking of Florida
SBCF stock →Seacoast Banking Corporation of Florida operates as the bank holding company for Seacoast National Bank that provides integrated financial services to retail and commercial customers in Florida. The company offers noninterest and interest-bearing demand deposits, money market, savings, and customer sweep accounts; time deposits; construction and land development, commercial and residential real estate, and commercial and financial loans; and consumer loans, including installment and revolving lines, as well as loans for automobiles, boats, and personal and family purposes.
Finance · Major Banks · 1,964 employees
FHB vs SBCF FAQ
Which is bigger, First Hawaiian or Seacoast Banking of Florida?
Seacoast Banking of Florida (SBCF) is larger, with a market capitalization of $3.05B compared with $2.99B for First Hawaiian (FHB).
Which stock has performed better over the past year, FHB or SBCF?
SBCF returned +0.47% over the past 12 months, compared with -0.32% for FHB (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FHB or SBCF?
FHB has the lower trailing P/E at 10.7, versus 20.3 for SBCF. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, First Hawaiian or Seacoast Banking of Florida?
First Hawaiian has the higher yield at 4.23%, compared with 2.38% for Seacoast Banking of Florida.
Are First Hawaiian and Seacoast Banking of Florida in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.