First Horizon (FHN) vs SouthState Bank (SSB)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
First Horizon (FHN) has outperformed SouthState Bank (SSB) over the past year, gaining 0.0% versus a loss of 1.1%. Over five years, FHN leads with a +36.8% price change compared with +27.8% for SSB. First Horizon is the larger company by market cap ($10.99 billion vs $9.74 billion), about 1.1 times the size, while SouthState Bank is growing revenue faster (+56.1% vs +7.2%).
On valuation, SouthState Bank trades at a lower forward P/E (9.7x vs 10.0x for First Horizon). First Horizon offers the higher dividend yield (2.76% vs 2.39%). SouthState Bank converts more of its revenue into profit, with a net margin of 29.8% versus 28.7%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FHN | SSB |
|---|---|---|
| Share price | $23.20 | $100.41 |
| Market cap | $10.99B | $9.74B |
| 1-day change | +0.89% | +1.52% |
| YTD return | -3.81% | +5.10% |
| 1-year return | +0.04% | -1.10% |
| 5-year return | +36.85% | +27.76% |
| P/E ratio (TTM) | 11.15 | 10.55 |
| Forward P/E | 10.00 | 9.67 |
| EPS (TTM) | $2.08 | $9.52 |
| Dividend yield | 2.76% | 2.39% |
| Annual dividend | $0.64 | $2.40 |
| Revenue (latest FY) | $3.42B | $2.68B |
| Revenue growth (YoY) | +7.18% | +56.08% |
| Net income (latest FY) | $982.00M | $798.67M |
| Net margin | 28.72% | 29.79% |
| 52-week high | $26.56 | $112.20 |
| 52-week low | $19.80 | $84.48 |
| Distance from 52-week high | -12.67% | -10.51% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +18.34% | +18.51% |
| Average volume | 5.33M | 755.92K |
| Shares outstanding | 473.78M | 96.97M |
| Employees | 7,400 | 6,431 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- SouthState Bank grew revenue faster in its latest fiscal year (+56.08% vs +7.18%).
About First Horizon
FHN stock →First Horizon Corporation operates as the bank holding company for First Horizon Bank that provides various financial services. It operates through Regional Banking, Specialty Banking, and Corporate segments.
Finance · Major Banks · 7,400 employees
About SouthState Bank
SSB stock →SouthState Bank Corporation operates as the bank holding company for SouthState Bank, National Association that provides a range of banking services and products to individuals and companies in the United States. The company offers checking accounts, savings accounts, money market accounts, and time deposit accounts; interest-bearing deposits, certificates of deposits, and other time deposits; and interest-bearing transaction accounts.
Finance · Major Banks · 6,431 employees
FHN vs SSB FAQ
Which is bigger, First Horizon or SouthState Bank?
First Horizon (FHN) is larger, with a market capitalization of $10.99B compared with $9.74B for SouthState Bank (SSB).
Which stock has performed better over the past year, FHN or SSB?
FHN returned +0.04% over the past 12 months, compared with -1.10% for SSB (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FHN or SSB?
SSB has the lower trailing P/E at 10.5, versus 11.2 for FHN. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, First Horizon or SouthState Bank?
First Horizon has the higher yield at 2.76%, compared with 2.39% for SouthState Bank.
Are First Horizon and SouthState Bank in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.