MetaCap

Ally Financial (ALLY) vs First Horizon (FHN)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.

Summary

First Horizon (FHN) has outperformed Ally Financial (ALLY) over the past year, gaining 1.1% versus a loss of 4.1%. Over five years, FHN leads with a +38.7% price change compared with -31.1% for ALLY. Ally Financial is the larger company by market cap ($11.43 billion vs $10.93 billion), about 1.0 times the size, while First Horizon is growing revenue faster (+7.2% vs -3.3%).

On valuation, Ally Financial trades at a lower forward P/E (6.1x vs 10.0x for First Horizon). Ally Financial offers the higher dividend yield (3.19% vs 2.77%). First Horizon converts more of its revenue into profit, with a net margin of 28.7% versus 10.8%.

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

ALLY-3.20%FHN+1.08%
+23%+4%-15%
Oct 8, 20251 yearOct 8, 2026
ALLY-28.62%FHN+39.75%
+63%-0%-64%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

ALLY versus FHN key metrics
MetricALLYFHN
Share price$37.59$23.08
Market cap$11.43B$10.93B
1-day change-0.63%-0.99%
YTD return-17.00%-2.47%
1-year return-4.08%+1.08%
5-year return-31.09%+38.75%
P/E ratio (TTM)8.9111.20
Forward P/E6.069.95
EPS (TTM)$4.22$2.06
Dividend yield3.19%2.77%
Annual dividend$1.20$0.64
Revenue (latest FY)$7.91B$3.42B
Revenue growth (YoY)-3.26%+7.18%
Net income (latest FY)$852.00M$982.00M
Net margin10.77%28.72%
52-week high$47.29$26.56
52-week low$35.92$19.80
Distance from 52-week high-20.51%-13.10%
Analyst consensusbuybuy
Avg. price target upside+33.76%+18.93%
Average volume3.39M5.33M
Shares outstanding304.20M473.78M
Employees10,3007,400
SectorFinanceFinance
IndustryMajor BanksMajor Banks

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • First Horizon trades at a higher earnings multiple (11.2x vs 8.9x trailing P/E).
  • First Horizon is more profitable, keeping 28.7 cents of every revenue dollar as net income versus 10.8 cents for Ally Financial.
  • First Horizon grew revenue faster in its latest fiscal year (+7.18% vs -3.26%).

About Ally Financial

ALLY stock →

Ally Financial Inc., a digital financial-services company, provides various digital financial products and services in the United States and Canada. The company operates through Automotive Finance operations, Insurance operations, and Corporate Finance operations.

Finance · Major Banks · 10,300 employees

About First Horizon

FHN stock →

First Horizon Corporation operates as the bank holding company for First Horizon Bank that provides various financial services. It operates through Regional Banking, Specialty Banking, and Corporate segments.

Finance · Major Banks · 7,400 employees

ALLY vs FHN FAQ

Which is bigger, Ally Financial or First Horizon?

Ally Financial (ALLY) is larger, with a market capitalization of $11.43B compared with $10.93B for First Horizon (FHN).

Which stock has performed better over the past year, ALLY or FHN?

FHN returned +1.08% over the past 12 months, compared with -4.08% for ALLY (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, ALLY or FHN?

ALLY has the lower trailing P/E at 8.9, versus 11.2 for FHN. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, Ally Financial or First Horizon?

Ally Financial has the higher yield at 3.19%, compared with 2.77% for First Horizon.

Are Ally Financial and First Horizon in the same industry?

Yes. Both are classified in the Major Banks industry within the Finance sector.

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