Fair Isaac (FICO) vs Grab (GRAB)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 7, 2026.
Summary
Grab (GRAB) has outperformed Fair Isaac (FICO) over the past year, losing 50.9% versus a loss of 63.7%. Over five years, FICO leads with a +66.4% price change compared with -71.9% for GRAB. Fair Isaac is the larger company by market cap ($14.72 billion vs $12.60 billion), about 1.2 times the size, while Grab is growing revenue faster (+20.5% vs +15.9%).
On valuation, Fair Isaac trades at a lower forward P/E (13.6x vs 22.6x for Grab). Fair Isaac converts more of its revenue into profit, with a net margin of 32.7% versus 8.0%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FICO | GRAB |
|---|---|---|
| Share price | $681.77 | $3.08 |
| Market cap | $14.72B | $12.60B |
| 1-day change | -1.97% | +0.33% |
| YTD return | -59.67% | -38.28% |
| 1-year return | -63.73% | -50.88% |
| 5-year return | +66.37% | -71.87% |
| P/E ratio (TTM) | 19.74 | 28.00 |
| Forward P/E | 13.58 | 22.56 |
| EPS (TTM) | $34.54 | $0.11 |
| Dividend yield | 0.00% | 0.00% |
| Annual dividend | $0.00 | $0.00 |
| Revenue (latest FY) | $1.99B | $3.37B |
| Revenue growth (YoY) | +15.91% | +20.49% |
| Net income (latest FY) | $651.95M | $268.00M |
| Gross margin | 82.23% | 43.20% |
| Operating margin | 46.45% | 1.93% |
| Net margin | 32.75% | 7.95% |
| 52-week high | $1,858.91 | $6.44 |
| 52-week low | $586.05 | $2.74 |
| Distance from 52-week high | -63.32% | -52.17% |
| Analyst consensus | buy | strong_buy |
| Avg. price target upside | +63.94% | +87.01% |
| Average volume | 547.51K | 54.08M |
| Shares outstanding | 21.60M | 3.97B |
| Employees | 3,876 | 12,012 |
| Sector | Consumer Discretionary | Consumer Discretionary |
| Industry | Business Services | Business Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- GRAB has outperformed FICO by 12.8 percentage points over the past year.
- Grab trades at a higher earnings multiple (28.0x vs 19.7x trailing P/E).
- Fair Isaac is more profitable, keeping 32.7 cents of every revenue dollar as net income versus 8.0 cents for Grab.
About Fair Isaac
FICO stock →Fair Isaac Corporation provides analytics software in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through two segments, Scores and Software.
Consumer Discretionary · Business Services · 3,876 employees
About Grab
GRAB stock →Grab Holdings Limited operates the Grab superapp in Cambodia, Indonesia, Malaysia, Myanmar, the Philippines, Singapore, Thailand, and Vietnam. The company offers delivery services on its platform, such as GrabFood, a food ordering and delivery booking service; Dine-Out for table reservations; GrabMart, a goods ordering and delivery booking service; GrabAds, an online advertising solution; GrabExpress, a package delivery booking service; Grab for Business platform, a unified management portal for corporate clients.
Consumer Discretionary · Business Services · 12,012 employees
FICO vs GRAB FAQ
Which is bigger, Fair Isaac or Grab?
Fair Isaac (FICO) is larger, with a market capitalization of $14.72B compared with $12.60B for Grab (GRAB).
Which stock has performed better over the past year, FICO or GRAB?
GRAB returned -50.88% over the past 12 months, compared with -63.73% for FICO (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FICO or GRAB?
FICO has the lower trailing P/E at 19.7, versus 28.0 for GRAB. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Are Fair Isaac and Grab in the same industry?
Yes. Both are classified in the Business Services industry within the Consumer Discretionary sector.