Fair Isaac (FICO) vs PayPay American Depository Shares (PAYP)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Fair Isaac is the larger company by market cap ($14.72 billion vs $10.39 billion), about 1.4 times the size. On valuation, Fair Isaac trades at a lower forward P/E (13.6x vs 20.3x for PayPay American Depository Shares).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FICO | PAYP |
|---|---|---|
| Share price | $681.77 | $15.35 |
| Market cap | $14.72B | $10.39B |
| 1-day change | -1.97% | -1.03% |
| YTD return | -59.67% | — |
| 1-year return | -63.73% | — |
| 5-year return | +66.37% | — |
| P/E ratio (TTM) | 20.13 | 13.01 |
| Forward P/E | 13.58 | 20.33 |
| EPS (TTM) | $33.86 | $1.18 |
| Dividend yield | 0.00% | 0.00% |
| Annual dividend | $0.00 | $0.00 |
| Revenue (latest FY) | $1.99B | — |
| Revenue growth (YoY) | +15.91% | — |
| Net income (latest FY) | $651.95M | — |
| Gross margin | 82.23% | — |
| Operating margin | 46.45% | — |
| Net margin | 32.75% | — |
| 52-week high | $1,858.91 | $24.89 |
| 52-week low | $586.05 | $12.07 |
| Distance from 52-week high | -63.32% | -38.33% |
| Analyst consensus | buy | none |
| Avg. price target upside | +63.94% | +57.59% |
| Average volume | 547.51K | 797.41K |
| Shares outstanding | 21.60M | 677.14M |
| Employees | 3,876 | 1,994 |
| Sector | Consumer Discretionary | Consumer Discretionary |
| Industry | Business Services | Business Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Fair Isaac trades at a higher earnings multiple (20.1x vs 13.0x trailing P/E).
About Fair Isaac
FICO stock →Fair Isaac Corporation provides analytics software in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through two segments, Scores and Software.
Consumer Discretionary · Business Services · 3,876 employees
About PayPay American Depository Shares
PAYP stock →PayPay Corporation, a digital finance platform, provides payment and financial services in Japan. It operates through two segments, Payment and Financial Service.
Consumer Discretionary · Business Services · 1,994 employees
FICO vs PAYP FAQ
Which is bigger, Fair Isaac or PayPay American Depository Shares?
Fair Isaac (FICO) is larger, with a market capitalization of $14.72B compared with $10.39B for PayPay American Depository Shares (PAYP).
Which has the lower P/E ratio, FICO or PAYP?
PAYP has the lower trailing P/E at 13.0, versus 20.1 for FICO. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Are Fair Isaac and PayPay American Depository Shares in the same industry?
Yes. Both are classified in the Business Services industry within the Consumer Discretionary sector.