Fair Isaac (FICO) vs Trip.com Group (TCOM)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Trip.com Group (TCOM) has outperformed Fair Isaac (FICO) over the past year, losing 46.8% versus a loss of 63.7%. Over five years, FICO leads with a +66.4% price change compared with +16.4% for TCOM. Trip.com Group is the larger company by market cap ($23.71 billion vs $15.04 billion), about 1.6 times the size.
On valuation, Trip.com Group trades at a lower forward P/E (9.2x vs 13.9x for Fair Isaac). Trip.com Group converts more of its revenue into profit, with a net margin of 53.4% versus 32.7%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FICO | TCOM |
|---|---|---|
| Share price | $696.17 | $37.65 |
| Market cap | $15.04B | $23.71B |
| 1-day change | +2.11% | -1.17% |
| YTD return | -59.67% | -47.03% |
| 1-year return | -63.73% | -46.82% |
| 5-year return | +66.37% | +16.41% |
| P/E ratio (TTM) | 20.16 | 7.59 |
| Forward P/E | 13.87 | 9.17 |
| EPS (TTM) | $34.54 | $4.96 |
| Dividend yield | 0.00% | 0.00% |
| Annual dividend | $0.00 | $0.00 |
| Revenue (latest FY) | $1.99B | $8.93B |
| Revenue growth (YoY) | +15.91% | +22.23% |
| Net income (latest FY) | $651.95M | $4.76B |
| Gross margin | 82.23% | 80.58% |
| Operating margin | 46.45% | 25.29% |
| Net margin | 32.75% | 53.36% |
| 52-week high | $1,858.91 | $78.99 |
| 52-week low | $586.05 | $37.58 |
| Distance from 52-week high | -62.55% | -52.34% |
| Analyst consensus | buy | strong_buy |
| Avg. price target upside | +60.55% | +55.50% |
| Average volume | 567.27K | 3.22M |
| Shares outstanding | 21.60M | 629.71M |
| Employees | 3,876 | 43,574 |
| Sector | Consumer Discretionary | Consumer Discretionary |
| Industry | Business Services | Business Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- TCOM has outperformed FICO by 16.9 percentage points over the past year.
- Fair Isaac trades at a higher earnings multiple (20.2x vs 7.6x trailing P/E).
- Trip.com Group is more profitable, keeping 53.4 cents of every revenue dollar as net income versus 32.7 cents for Fair Isaac.
- Trip.com Group grew revenue faster in its latest fiscal year (+22.23% vs +15.91%).
About Fair Isaac
FICO stock →Fair Isaac Corporation provides analytics software in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through two segments, Scores and Software.
Consumer Discretionary · Business Services · 3,876 employees
About Trip.com Group
TCOM stock →Trip.com Group Limited, through its subsidiaries, operates as a travel service provider for accommodation reservation, transportation ticketing, packaged tours, in-destination, corporate travel management, and other travel-related services in China and internationally. It acts as an agent for hotel-related transactions and selling air tickets, as well as provides train, long-distance bus, and ferry tickets; travel insurance products, such as flight delay, air accident, and baggage loss coverage; and air-ticket delivery, online check-in and seat selection, express security screening, real-time flight status tracker, and airport VIP lounge services.
Consumer Discretionary · Business Services · 43,574 employees
FICO vs TCOM FAQ
Which is bigger, Fair Isaac or Trip.com Group?
Trip.com Group (TCOM) is larger, with a market capitalization of $23.71B compared with $15.04B for Fair Isaac (FICO).
Which stock has performed better over the past year, FICO or TCOM?
TCOM returned -46.82% over the past 12 months, compared with -63.73% for FICO (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FICO or TCOM?
TCOM has the lower trailing P/E at 7.6, versus 20.2 for FICO. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Are Fair Isaac and Trip.com Group in the same industry?
Yes. Both are classified in the Business Services industry within the Consumer Discretionary sector.