Financial Institutions (FISI) vs NB Bancorp (NBBK)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Financial Institutions (FISI) has outperformed NB Bancorp (NBBK) over the past year, gaining 44.4% versus a gain of 28.9%. NB Bancorp is the larger company by market cap ($988.1 million vs $769.5 million), about 1.3 times the size. On valuation, NB Bancorp trades at a lower forward P/E (8.6x vs 9.1x for Financial Institutions).
NB Bancorp offers the higher dividend yield (4.35% vs 3.23%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FISI | NBBK |
|---|---|---|
| Share price | $39.05 | $22.55 |
| Market cap | $769.53M | $988.11M |
| 1-day change | +0.88% | +1.26% |
| YTD return | +25.28% | +13.77% |
| 1-year return | +44.42% | +28.93% |
| 5-year return | +23.46% | — |
| P/E ratio (TTM) | 9.69 | 14.74 |
| Forward P/E | 9.08 | 8.57 |
| EPS (TTM) | $4.03 | $1.53 |
| Dividend yield | 3.23% | 4.35% |
| Annual dividend | $1.26 | $0.98 |
| 52-week high | $42.97 | $23.47 |
| 52-week low | $25.61 | $16.84 |
| Distance from 52-week high | -9.12% | -3.92% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +15.24% | +13.08% |
| Average volume | 144.04K | 306.95K |
| Shares outstanding | 19.71M | 43.82M |
| Employees | 631 | 526 |
| Sector | Financial Services | Financial Services |
| Industry | Banks - Regional | Banks - Regional |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- FISI has outperformed NBBK by 15.5 percentage points over the past year.
- NB Bancorp trades at a higher earnings multiple (14.7x vs 9.7x trailing P/E).
- NB Bancorp offers a meaningfully higher dividend yield (4.35% vs 3.23%).
About Financial Institutions
FISI stock →Financial Institutions, Inc., through its subsidiaries, provides banking and financial services to consumer, commercial, and municipal customers in New York. The company provides checking and savings account programs, including money market accounts, certificates of deposit, sweep investments, and individual retirement and other qualified plan accounts, as well as NOW accounts.
Financial Services · Banks - Regional · 631 employees
About NB Bancorp
NBBK stock →NB Bancorp, Inc. focuses on operating as a bank holding company for Needham Bank that provides various banking products and services in the Greater Boston metropolitan area and surrounding communities in the United States.
Financial Services · Banks - Regional · 526 employees
FISI vs NBBK FAQ
Which is bigger, Financial Institutions or NB Bancorp?
NB Bancorp (NBBK) is larger, with a market capitalization of $988.11M compared with $769.53M for Financial Institutions (FISI).
Which stock has performed better over the past year, FISI or NBBK?
FISI returned +44.42% over the past 12 months, compared with +28.93% for NBBK (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FISI or NBBK?
FISI has the lower trailing P/E at 9.7, versus 14.7 for NBBK. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Financial Institutions or NB Bancorp?
NB Bancorp has the higher yield at 4.35%, compared with 3.23% for Financial Institutions.
Are Financial Institutions and NB Bancorp in the same industry?
Yes. Both are classified in the Banks - Regional industry within the Financial Services sector.