Financial Institutions (FISI) vs HomeTrust Bancshares (HTB)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 10, 2026.
Summary
Financial Institutions (FISI) has outperformed HomeTrust Bancshares (HTB) over the past year, gaining 41.9% versus a gain of 15.7%. Over five years, HTB leads with a +57.0% price change compared with +21.6% for FISI. Financial Institutions is the larger company by market cap ($757.7 million vs $755.8 million), about 1.0 times the size.
On valuation, Financial Institutions trades at a lower forward P/E (8.9x vs 10.4x for HomeTrust Bancshares). Financial Institutions offers the higher dividend yield (3.28% vs 1.16%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FISI | HTB |
|---|---|---|
| Share price | $38.45 | $45.71 |
| Market cap | $757.71M | $755.76M |
| 1-day change | -1.54% | -1.55% |
| YTD return | +23.36% | +6.45% |
| 1-year return | +41.93% | +15.66% |
| 5-year return | +21.56% | +56.97% |
| P/E ratio (TTM) | 9.54 | 12.19 |
| Forward P/E | 8.94 | 10.39 |
| EPS (TTM) | $4.03 | $3.75 |
| Dividend yield | 3.28% | 1.16% |
| Annual dividend | $1.26 | $0.53 |
| 52-week high | $42.97 | $52.50 |
| 52-week low | $25.61 | $38.38 |
| Distance from 52-week high | -10.52% | -12.93% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +17.04% | +20.87% |
| Average volume | 144.57K | 193.95K |
| Shares outstanding | 19.71M | 16.53M |
| Employees | 631 | 585 |
| Sector | Finance | Finance |
| Industry | Major Banks | Savings Institutions |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- FISI has outperformed HTB by 26.3 percentage points over the past year.
- HomeTrust Bancshares trades at a higher earnings multiple (12.2x vs 9.5x trailing P/E).
- Financial Institutions offers a meaningfully higher dividend yield (3.28% vs 1.16%).
About Financial Institutions
FISI stock →Financial Institutions, Inc., through its subsidiaries, provides banking and financial services to consumer, commercial, and municipal customers in New York. The company provides checking and savings account programs, including money market accounts, certificates of deposit, sweep investments, and individual retirement and other qualified plan accounts, as well as NOW accounts.
Finance · Major Banks · 631 employees
About HomeTrust Bancshares
HTB stock →HomeTrust Bancshares, Inc. operates as the bank holding company for HomeTrust Bank that provides a range of retail and commercial banking products and services in the United States.
Finance · Savings Institutions · 585 employees
FISI vs HTB FAQ
Which is bigger, Financial Institutions or HomeTrust Bancshares?
Financial Institutions (FISI) is larger, with a market capitalization of $757.71M compared with $755.76M for HomeTrust Bancshares (HTB).
Which stock has performed better over the past year, FISI or HTB?
FISI returned +41.93% over the past 12 months, compared with +15.66% for HTB (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FISI or HTB?
FISI has the lower trailing P/E at 9.5, versus 12.2 for HTB. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Financial Institutions or HomeTrust Bancshares?
Financial Institutions has the higher yield at 3.28%, compared with 1.16% for HomeTrust Bancshares.
Are Financial Institutions and HomeTrust Bancshares in the same industry?
Both are in the Finance sector, but in different industries: Major Banks for Financial Institutions and Savings Institutions for HomeTrust Bancshares.