Financial Institutions (FISI) vs Third Coast Bancshares (TCBX)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Financial Institutions (FISI) has outperformed Third Coast Bancshares (TCBX) over the past year, gaining 44.4% versus a gain of 7.6%. Financial Institutions is the larger company by market cap ($769.5 million vs $695.7 million), about 1.1 times the size. On valuation, Financial Institutions trades at a lower forward P/E (9.1x vs 9.8x for Third Coast Bancshares).
Financial Institutions pays a dividend yielding 3.23%, while Third Coast Bancshares does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FISI | TCBX |
|---|---|---|
| Share price | $39.05 | $41.77 |
| Market cap | $769.53M | $695.68M |
| 1-day change | +0.88% | +1.21% |
| YTD return | +25.28% | +9.89% |
| 1-year return | +44.42% | +7.63% |
| 5-year return | +23.46% | — |
| P/E ratio (TTM) | 9.69 | 10.39 |
| Forward P/E | 9.08 | 9.75 |
| EPS (TTM) | $4.03 | $4.02 |
| Dividend yield | 3.23% | 0.00% |
| Annual dividend | $1.26 | $0.00 |
| 52-week high | $42.97 | $46.36 |
| 52-week low | $25.61 | $35.73 |
| Distance from 52-week high | -9.12% | -9.89% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +15.24% | +15.25% |
| Average volume | 144.04K | 109.19K |
| Shares outstanding | 19.71M | 16.65M |
| Employees | 631 | 477 |
| Sector | Financial Services | Financial Services |
| Industry | Banks - Regional | Banks - Regional |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- FISI has outperformed TCBX by 36.8 percentage points over the past year.
- Financial Institutions offers a meaningfully higher dividend yield (3.23% vs 0.00%).
About Financial Institutions
FISI stock →Financial Institutions, Inc., through its subsidiaries, provides banking and financial services to consumer, commercial, and municipal customers in New York. The company provides checking and savings account programs, including money market accounts, certificates of deposit, sweep investments, and individual retirement and other qualified plan accounts, as well as NOW accounts.
Financial Services · Banks - Regional · 631 employees
About Third Coast Bancshares
TCBX stock →Third Coast Bancshares, Inc. operates as the bank holding company for Third Coast Bank that provides various commercial banking solutions to small and medium-sized businesses and professionals in Texas, the United States.
Financial Services · Banks - Regional · 477 employees
FISI vs TCBX FAQ
Which is bigger, Financial Institutions or Third Coast Bancshares?
Financial Institutions (FISI) is larger, with a market capitalization of $769.53M compared with $695.68M for Third Coast Bancshares (TCBX).
Which stock has performed better over the past year, FISI or TCBX?
FISI returned +44.42% over the past 12 months, compared with +7.63% for TCBX (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FISI or TCBX?
FISI has the lower trailing P/E at 9.7, versus 10.4 for TCBX. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Financial Institutions or Third Coast Bancshares?
Financial Institutions pays a dividend yielding 3.23%, while Third Coast Bancshares does not currently pay a regular dividend.
Are Financial Institutions and Third Coast Bancshares in the same industry?
Yes. Both are classified in the Banks - Regional industry within the Financial Services sector.