MetaCap

Shore Bancshares (SHBI) vs South Plains Financial (SPFI)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.

Summary

Shore Bancshares (SHBI) has outperformed South Plains Financial (SPFI) over the past year, gaining 40.5% versus a gain of 11.3%. Over five years, SPFI leads with a +74.1% price change compared with +25.7% for SHBI. South Plains Financial is the larger company by market cap ($806.3 million vs $753.5 million), about 1.1 times the size.

On valuation, Shore Bancshares trades at a lower forward P/E (10.0x vs 10.3x for South Plains Financial). Shore Bancshares offers the higher dividend yield (2.21% vs 1.54%).

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

SHBI+40.51%SPFI+11.28%
+56%+23%-10%
Oct 8, 20251 yearOct 8, 2026
SHBI+22.98%SPFI+71.54%
+91%+19%-52%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

SHBI versus SPFI key metrics
MetricSHBISPFI
Share price$22.58$42.80
Market cap$753.55M$806.31M
1-day change+0.53%+0.56%
YTD return+27.71%+10.31%
1-year return+40.51%+11.28%
5-year return+25.72%+74.05%
P/E ratio (TTM)11.4611.66
Forward P/E9.9610.27
EPS (TTM)$1.97$3.67
Dividend yield2.21%1.54%
Annual dividend$0.50$0.66
52-week high$24.89$46.94
52-week low$14.93$35.34
Distance from 52-week high-9.28%-8.82%
Analyst consensusbuynone
Avg. price target upside+13.37%+18.57%
Average volume200.67K125.01K
Shares outstanding33.37M18.84M
Employees595545
SectorFinanceFinance
IndustryMajor BanksMajor Banks

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • SHBI has outperformed SPFI by 29.2 percentage points over the past year.

About Shore Bancshares

SHBI stock →

Shore Bancshares, Inc. operates as a bank holding company for Shore United Bank, N.A.

Finance · Major Banks · 595 employees

About South Plains Financial

SPFI stock →

South Plains Financial, Inc. operates as a bank holding company for City Bank that provides commercial and consumer financial services to small and medium-sized businesses and individuals.

Finance · Major Banks · 545 employees

SHBI vs SPFI FAQ

Which is bigger, Shore Bancshares or South Plains Financial?

South Plains Financial (SPFI) is larger, with a market capitalization of $806.31M compared with $753.55M for Shore Bancshares (SHBI).

Which stock has performed better over the past year, SHBI or SPFI?

SHBI returned +40.51% over the past 12 months, compared with +11.28% for SPFI (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, SHBI or SPFI?

SHBI has the lower trailing P/E at 11.5, versus 11.7 for SPFI. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, Shore Bancshares or South Plains Financial?

Shore Bancshares has the higher yield at 2.21%, compared with 1.54% for South Plains Financial.

Are Shore Bancshares and South Plains Financial in the same industry?

Yes. Both are classified in the Major Banks industry within the Finance sector.

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