MetaCap

Flagstar Bank N.A. (FLG) vs NB Bancorp (NBBK)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.

Summary

NB Bancorp (NBBK) has outperformed Flagstar Bank N.A. (FLG) over the past year, gaining 24.8% versus a loss of 6.4%. Flagstar Bank N.A. is the larger company by market cap ($4.66 billion vs $977.2 million), about 4.8 times the size. On valuation, NB Bancorp trades at a lower forward P/E (8.6x vs 8.6x for Flagstar Bank N.A.).

NB Bancorp offers the higher dividend yield (4.39% vs 0.36%).

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

FLG-6.38%NBBK+24.76%
+33%+10%-13%
Oct 7, 20251 yearOct 7, 2026
FLG-63.18%NBBK+65.58%
+79%-0%-79%
Dec 25, 20235 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

FLG versus NBBK key metrics
MetricFLGNBBK
Share price$11.23$22.30
Market cap$4.66B$977.15M
1-day change-0.62%+0.13%
YTD return-10.25%+12.36%
1-year return-6.38%+24.76%
5-year return-72.80%—
P/E ratio (TTM)374.3314.58
Forward P/E8.628.56
EPS (TTM)$0.03$1.53
Dividend yield0.36%4.39%
Annual dividend$0.04$0.98
Revenue (latest FY)$2.06B—
Revenue growth (YoY)-19.20%—
Net income (latest FY)$-177.00M—
Net margin-8.58%—
52-week high$15.44$23.47
52-week low$10.57$16.84
Distance from 52-week high-27.27%-4.99%
Analyst consensusbuynone
Avg. price target upside+40.34%+14.35%
Average volume4.55M307.53K
Shares outstanding415.09M43.82M
Employees5,631526
SectorFinanceFinance
IndustryBanksBanks

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • Flagstar Bank N.A. is about 4.8 times larger than NB Bancorp by market value ($4.66B vs $977.15M).
  • NBBK has outperformed FLG by 31.1 percentage points over the past year.
  • Flagstar Bank N.A. trades at a higher earnings multiple (374.3x vs 14.6x trailing P/E).
  • NB Bancorp offers a meaningfully higher dividend yield (4.39% vs 0.36%).

About Flagstar Bank N.A.

FLG stock →

Flagstar Bank, National Association provides banking products and services in the United States. The company's deposit products include interest-bearing checking and money market, savings, and non-interest-bearing accounts, as well as certificates of deposit.

Finance · Banks · 5,631 employees

About NB Bancorp

NBBK stock →

NB Bancorp, Inc. focuses on operating as a bank holding company for Needham Bank that provides various banking products and services in the Greater Boston metropolitan area and surrounding communities in the United States.

Finance · Banks · 526 employees

FLG vs NBBK FAQ

Which is bigger, Flagstar Bank N.A. or NB Bancorp?

Flagstar Bank N.A. (FLG) is larger, with a market capitalization of $4.66B compared with $977.15M for NB Bancorp (NBBK).

Which stock has performed better over the past year, FLG or NBBK?

NBBK returned +24.76% over the past 12 months, compared with -6.38% for FLG (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, FLG or NBBK?

NBBK has the lower trailing P/E at 14.6, versus 374.3 for FLG. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, Flagstar Bank N.A. or NB Bancorp?

NB Bancorp has the higher yield at 4.39%, compared with 0.36% for Flagstar Bank N.A..

Are Flagstar Bank N.A. and NB Bancorp in the same industry?

Yes. Both are classified in the Banks industry within the Finance sector.

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