MetaCap

Flagstar Bank N.A. (FLG) vs Third Coast Bancshares (TCBX)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.

Summary

Third Coast Bancshares (TCBX) has outperformed Flagstar Bank N.A. (FLG) over the past year, gaining 6.6% versus a loss of 6.4%. Flagstar Bank N.A. is the larger company by market cap ($4.65 billion vs $692.5 million), about 6.7 times the size. On valuation, Flagstar Bank N.A. trades at a lower forward P/E (8.6x vs 9.7x for Third Coast Bancshares).

Flagstar Bank N.A. pays a dividend yielding 0.36%, while Third Coast Bancshares does not currently pay one.

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

FLG-6.38%TCBX+6.64%
+29%+8%-13%
Oct 7, 20251 yearOct 7, 2026
FLG-69.70%TCBX+64.75%
+92%+3%-85%
Nov 8, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

FLG versus TCBX key metrics
MetricFLGTCBX
Share price$11.20$41.58
Market cap$4.65B$692.51M
1-day change-0.93%+0.75%
YTD return-10.25%+8.58%
1-year return-6.38%+6.64%
5-year return-72.80%—
P/E ratio (TTM)373.1710.34
Forward P/E8.599.71
EPS (TTM)$0.03$4.02
Dividend yield0.36%0.00%
Annual dividend$0.04$0.00
Revenue (latest FY)$2.06B—
Revenue growth (YoY)-19.20%—
Net income (latest FY)$-177.00M—
Net margin-8.58%—
52-week high$15.44$46.36
52-week low$10.57$35.73
Distance from 52-week high-27.49%-10.30%
Analyst consensusbuybuy
Avg. price target upside+40.78%+15.78%
Average volume4.55M108.91K
Shares outstanding415.09M16.65M
Employees5,631477
SectorFinanceFinance
IndustryBanksBanks

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • Flagstar Bank N.A. is about 6.7 times larger than Third Coast Bancshares by market value ($4.65B vs $692.51M).
  • TCBX has outperformed FLG by 13.0 percentage points over the past year.
  • Flagstar Bank N.A. trades at a higher earnings multiple (373.2x vs 10.3x trailing P/E).

About Flagstar Bank N.A.

FLG stock →

Flagstar Bank, National Association provides banking products and services in the United States. The company's deposit products include interest-bearing checking and money market, savings, and non-interest-bearing accounts, as well as certificates of deposit.

Finance · Banks · 5,631 employees

About Third Coast Bancshares

TCBX stock →

Third Coast Bancshares, Inc. operates as the bank holding company for Third Coast Bank that provides various commercial banking solutions to small and medium-sized businesses and professionals in Texas, the United States.

Finance · Banks · 477 employees

FLG vs TCBX FAQ

Which is bigger, Flagstar Bank N.A. or Third Coast Bancshares?

Flagstar Bank N.A. (FLG) is larger, with a market capitalization of $4.65B compared with $692.51M for Third Coast Bancshares (TCBX).

Which stock has performed better over the past year, FLG or TCBX?

TCBX returned +6.64% over the past 12 months, compared with -6.38% for FLG (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, FLG or TCBX?

TCBX has the lower trailing P/E at 10.3, versus 373.2 for FLG. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, Flagstar Bank N.A. or Third Coast Bancshares?

Flagstar Bank N.A. pays a dividend yielding 0.36%, while Third Coast Bancshares does not currently pay a regular dividend.

Are Flagstar Bank N.A. and Third Coast Bancshares in the same industry?

Yes. Both are classified in the Banks industry within the Finance sector.

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