Farmers & Merchants Bancorp (FMAO) vs Western New England Bancorp (WNEB)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Farmers & Merchants Bancorp (FMAO) has outperformed Western New England Bancorp (WNEB) over the past year, gaining 40.2% versus a gain of 19.7%. Over five years, WNEB leads with a +55.2% price change compared with +46.6% for FMAO. Farmers & Merchants Bancorp is the larger company by market cap ($486.3 million vs $274.6 million), about 1.8 times the size.
On valuation, Farmers & Merchants Bancorp trades at a lower forward P/E (10.8x vs 12.4x for Western New England Bancorp). Farmers & Merchants Bancorp offers the higher dividend yield (2.60% vs 2.04%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FMAO | WNEB |
|---|---|---|
| Share price | $35.31 | $13.70 |
| Market cap | $486.33M | $274.63M |
| 1-day change | +1.17% | +0.66% |
| YTD return | +42.84% | +8.56% |
| 1-year return | +40.23% | +19.65% |
| 5-year return | +46.58% | +55.15% |
| P/E ratio (TTM) | 12.13 | 16.51 |
| Forward P/E | 10.80 | 12.38 |
| EPS (TTM) | $2.91 | $0.83 |
| Dividend yield | 2.60% | 2.04% |
| Annual dividend | $0.918 | $0.28 |
| 52-week high | $36.12 | $15.01 |
| 52-week low | $22.77 | $10.78 |
| Distance from 52-week high | -2.24% | -8.73% |
| Analyst consensus | none | none |
| Avg. price target upside | +1.95% | +7.66% |
| Average volume | 63.82K | 52.26K |
| Shares outstanding | 13.77M | 20.05M |
| Employees | 477 | 292 |
| Sector | Finance | Finance |
| Industry | Savings Institutions | Savings Institutions |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- FMAO has outperformed WNEB by 20.6 percentage points over the past year.
- Western New England Bancorp trades at a higher earnings multiple (16.5x vs 12.1x trailing P/E).
About Farmers & Merchants Bancorp
FMAO stock →Farmers & Merchants Bancorp, Inc. operates as the bank holding company for The Farmers & Merchants State Bank that provides commercial banking services to individuals and small businesses in Northwest Ohio, Northeast Indiana, and Southeast Michigan.
Finance · Savings Institutions · 477 employees
About Western New England Bancorp
WNEB stock →Western New England Bancorp, Inc. operates as the holding company for Westfield Bank that provides various commercial and retail banking products and services to individuals and companies.
Finance · Savings Institutions · 292 employees
FMAO vs WNEB FAQ
Which is bigger, Farmers & Merchants Bancorp or Western New England Bancorp?
Farmers & Merchants Bancorp (FMAO) is larger, with a market capitalization of $486.33M compared with $274.63M for Western New England Bancorp (WNEB).
Which stock has performed better over the past year, FMAO or WNEB?
FMAO returned +40.23% over the past 12 months, compared with +19.65% for WNEB (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FMAO or WNEB?
FMAO has the lower trailing P/E at 12.1, versus 16.5 for WNEB. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Farmers & Merchants Bancorp or Western New England Bancorp?
Farmers & Merchants Bancorp has the higher yield at 2.60%, compared with 2.04% for Western New England Bancorp.
Are Farmers & Merchants Bancorp and Western New England Bancorp in the same industry?
Yes. Both are classified in the Savings Institutions industry within the Finance sector.