Citizens Community Bancorp (CZWI) vs Western New England Bancorp (WNEB)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Citizens Community Bancorp (CZWI) has outperformed Western New England Bancorp (WNEB) over the past year, gaining 34.7% versus a gain of 19.7%. Over five years, WNEB leads with a +55.2% price change compared with +54.8% for CZWI. Western New England Bancorp is the larger company by market cap ($274.6 million vs $206.6 million), about 1.3 times the size.
On valuation, Citizens Community Bancorp trades at a lower forward P/E (9.9x vs 12.4x for Western New England Bancorp). Western New England Bancorp offers the higher dividend yield (2.04% vs 0.98%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CZWI | WNEB |
|---|---|---|
| Share price | $21.41 | $13.70 |
| Market cap | $206.61M | $274.63M |
| 1-day change | +0.23% | +0.66% |
| YTD return | +20.15% | +8.56% |
| 1-year return | +34.65% | +19.65% |
| 5-year return | +54.81% | +55.15% |
| P/E ratio (TTM) | 16.34 | 16.51 |
| Forward P/E | 9.87 | 12.38 |
| EPS (TTM) | $1.31 | $0.83 |
| Dividend yield | 0.98% | 2.04% |
| Annual dividend | $0.21 | $0.28 |
| 52-week high | $24.43 | $15.01 |
| 52-week low | $14.61 | $10.78 |
| Distance from 52-week high | -12.36% | -8.73% |
| Analyst consensus | none | none |
| Avg. price target upside | +3.92% | +7.66% |
| Average volume | 48.57K | 52.26K |
| Shares outstanding | 9.65M | 20.05M |
| Employees | 217 | 292 |
| Sector | Finance | Finance |
| Industry | Savings Institutions | Savings Institutions |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- CZWI has outperformed WNEB by 15.0 percentage points over the past year.
- Western New England Bancorp offers a meaningfully higher dividend yield (2.04% vs 0.98%).
About Citizens Community Bancorp
CZWI stock →Citizens Community Bancorp, Inc. operates as a bank holding company for Citizens Community Federal N.A.
Finance · Savings Institutions · 217 employees
About Western New England Bancorp
WNEB stock →Western New England Bancorp, Inc. operates as the holding company for Westfield Bank that provides various commercial and retail banking products and services to individuals and companies.
Finance · Savings Institutions · 292 employees
CZWI vs WNEB FAQ
Which is bigger, Citizens Community Bancorp or Western New England Bancorp?
Western New England Bancorp (WNEB) is larger, with a market capitalization of $274.63M compared with $206.61M for Citizens Community Bancorp (CZWI).
Which stock has performed better over the past year, CZWI or WNEB?
CZWI returned +34.65% over the past 12 months, compared with +19.65% for WNEB (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CZWI or WNEB?
CZWI has the lower trailing P/E at 16.3, versus 16.5 for WNEB. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Citizens Community Bancorp or Western New England Bancorp?
Western New England Bancorp has the higher yield at 2.04%, compared with 0.98% for Citizens Community Bancorp.
Are Citizens Community Bancorp and Western New England Bancorp in the same industry?
Yes. Both are classified in the Savings Institutions industry within the Finance sector.