First Northern Community Bancorp (FNRN) vs Finward Bancorp (FNWD)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
First Northern Community Bancorp (FNRN) has outperformed Finward Bancorp (FNWD) over the past year, gaining 42.6% versus a gain of 30.3%. Over five years, FNRN leads with a +107.3% price change compared with -0.7% for FNWD. First Northern Community Bancorp is the larger company by market cap ($281.7 million vs $178.3 million), about 1.6 times the size.
On valuation, First Northern Community Bancorp trades at a lower trailing P/E (13.2x vs 18.1x for Finward Bancorp). Finward Bancorp pays a dividend yielding 1.17%, while First Northern Community Bancorp does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FNRN | FNWD |
|---|---|---|
| Share price | $17.18 | $41.17 |
| Market cap | $281.67M | $178.30M |
| 1-day change | -0.69% | -1.13% |
| YTD return | +35.97% | +18.33% |
| 1-year return | +42.58% | +30.29% |
| 5-year return | +107.32% | -0.74% |
| P/E ratio (TTM) | 13.22 | 18.14 |
| Forward P/E | — | 13.15 |
| EPS (TTM) | $1.30 | $2.27 |
| Dividend yield | 0.00% | 1.17% |
| Annual dividend | $0.00 | $0.48 |
| 52-week high | $19.25 | $45.90 |
| 52-week low | $12.00 | $30.05 |
| Distance from 52-week high | -10.75% | -10.31% |
| Analyst consensus | — | none |
| Avg. price target upside | — | -7.70% |
| Average volume | 113.36K | 16.53K |
| Shares outstanding | 16.40M | 4.33M |
| Employees | 204 | 296 |
| Sector | Finance | Finance |
| Industry | Savings Institutions | Savings Institutions |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- FNRN has outperformed FNWD by 12.3 percentage points over the past year.
- Finward Bancorp trades at a higher earnings multiple (18.1x vs 13.2x trailing P/E).
- Finward Bancorp offers a meaningfully higher dividend yield (1.17% vs 0.00%).
About First Northern Community Bancorp
FNRN stock →First Northern Community Bancorp operates as the bank holding company for First Northern Bank of Dixon that provides commercial banking products and services to individuals, and small and medium sized businesses. The company offers deposit products, including demand, interest-bearing transaction, savings and money market, and non-brokered time deposits.
Finance · Savings Institutions · 204 employees
About Finward Bancorp
FNWD stock →Finward Bancorp operates as the holding company for Peoples Bank that provides various banking products and services. The company's deposit products include non-interest- and interest-bearing demand accounts, savings accounts, money market deposit accounts, certificate accounts, and retirement savings plans.
Finance · Savings Institutions · 296 employees
FNRN vs FNWD FAQ
Which is bigger, First Northern Community Bancorp or Finward Bancorp?
First Northern Community Bancorp (FNRN) is larger, with a market capitalization of $281.67M compared with $178.30M for Finward Bancorp (FNWD).
Which stock has performed better over the past year, FNRN or FNWD?
FNRN returned +42.58% over the past 12 months, compared with +30.29% for FNWD (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FNRN or FNWD?
FNRN has the lower trailing P/E at 13.2, versus 18.1 for FNWD. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, First Northern Community Bancorp or Finward Bancorp?
Finward Bancorp pays a dividend yielding 1.17%, while First Northern Community Bancorp does not currently pay a regular dividend.
Are First Northern Community Bancorp and Finward Bancorp in the same industry?
Yes. Both are classified in the Savings Institutions industry within the Finance sector.