MetaCap

BV Financial (BVFL) vs First Northern Community Bancorp (FNRN)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.

Summary

First Northern Community Bancorp (FNRN) has outperformed BV Financial (BVFL) over the past year, gaining 42.6% versus a gain of 40.1%. Over five years, FNRN leads with a +107.3% price change compared with +65.4% for BVFL. First Northern Community Bancorp is the larger company by market cap ($283.6 million vs $182.7 million), about 1.6 times the size.

On valuation, First Northern Community Bancorp trades at a lower trailing P/E (13.3x vs 14.3x for BV Financial).

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

BVFL+40.06%FNRN+42.58%
+58%+25%-8%
Oct 8, 20251 yearOct 8, 2026
BVFL+65.36%FNRN+105.39%
+126%+45%-37%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

BVFL versus FNRN key metrics
MetricBVFLFNRN
Share price$21.57$17.30
Market cap$182.71M$283.64M
1-day change-1.33%-1.37%
YTD return+18.91%+35.97%
1-year return+40.06%+42.58%
5-year return+65.36%+107.32%
P/E ratio (TTM)14.2813.31
EPS (TTM)$1.51$1.30
Dividend yield0.00%0.00%
Annual dividend$0.00$0.00
52-week high$22.17$19.25
52-week low$14.60$12.00
Distance from 52-week high-2.71%-10.13%
Average volume16.37K113.36K
Shares outstanding8.47M16.40M
Employees99204
SectorFinanceFinance
IndustrySavings InstitutionsSavings Institutions

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

About BV Financial

BVFL stock →

BV Financial, Inc. operates as the holding company for BayVanguard Bank that provides various financial services to individuals and businesses in the United States.

Finance · Savings Institutions · 99 employees

About First Northern Community Bancorp

FNRN stock →

First Northern Community Bancorp operates as the bank holding company for First Northern Bank of Dixon that provides commercial banking products and services to individuals, and small and medium sized businesses. The company offers deposit products, including demand, interest-bearing transaction, savings and money market, and non-brokered time deposits.

Finance · Savings Institutions · 204 employees

BVFL vs FNRN FAQ

Which is bigger, BV Financial or First Northern Community Bancorp?

First Northern Community Bancorp (FNRN) is larger, with a market capitalization of $283.64M compared with $182.71M for BV Financial (BVFL).

Which stock has performed better over the past year, BVFL or FNRN?

FNRN returned +42.58% over the past 12 months, compared with +40.06% for BVFL (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, BVFL or FNRN?

FNRN has the lower trailing P/E at 13.3, versus 14.3 for BVFL. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Are BV Financial and First Northern Community Bancorp in the same industry?

Yes. Both are classified in the Savings Institutions industry within the Finance sector.

More comparisons