First Northwest Bancorp (FNWB) vs Summit State Bank (SSBI)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 10, 2026.
Summary
First Northwest Bancorp (FNWB) has outperformed Summit State Bank (SSBI) over the past year, gaining 24.1% versus a gain of 1.7%. Over five years, SSBI leads with a -25.6% price change compared with -43.9% for FNWB. First Northwest Bancorp is the larger company by market cap ($93.5 million vs $82.7 million), about 1.1 times the size.
On valuation, Summit State Bank trades at a lower trailing P/E (37.0x vs 57.8x for First Northwest Bancorp).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FNWB | SSBI |
|---|---|---|
| Share price | $9.83 | $12.22 |
| Market cap | $93.50M | $82.69M |
| 1-day change | +1.24% | -3.48% |
| YTD return | +4.80% | +5.07% |
| 1-year return | +24.12% | +1.75% |
| 5-year return | -43.86% | -25.57% |
| P/E ratio (TTM) | 57.82 | 37.03 |
| Forward P/E | 19.66 | — |
| EPS (TTM) | $0.17 | $0.33 |
| Dividend yield | 0.00% | 0.00% |
| Annual dividend | $0.00 | $0.00 |
| 52-week high | $12.52 | $14.00 |
| 52-week low | $7.76 | $10.35 |
| Distance from 52-week high | -21.49% | -12.71% |
| Analyst consensus | none | — |
| Avg. price target upside | +52.59% | — |
| Average volume | 27.10K | 4.88K |
| Shares outstanding | 9.51M | 6.77M |
| Employees | 242 | 103 |
| Sector | Finance | Finance |
| Industry | Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- FNWB has outperformed SSBI by 22.4 percentage points over the past year.
- First Northwest Bancorp trades at a higher earnings multiple (57.8x vs 37.0x trailing P/E).
About First Northwest Bancorp
FNWB stock →First Northwest Bancorp operates as a bank holding company for First Fed Bank that provides commercial and consumer banking services to individuals, businesses, and nonprofit organizations in the United States. The company accepts various deposit instruments, such as checking, money market deposit, savings, and transaction accounts, as well as certificates of deposits.
Finance · Banks · 242 employees
About Summit State Bank
SSBI stock →Summit State Bank provides various banking products and services to individuals and businesses primarily in Sonoma County, California. It offers personal and business checking, money market, sweep, savings, and demand accounts; time certificates of deposit; and specialized deposit accounts, including professional, small business packaged, tiered, and retirement plan accounts.
Finance · Major Banks · 103 employees
FNWB vs SSBI FAQ
Which is bigger, First Northwest Bancorp or Summit State Bank?
First Northwest Bancorp (FNWB) is larger, with a market capitalization of $93.50M compared with $82.69M for Summit State Bank (SSBI).
Which stock has performed better over the past year, FNWB or SSBI?
FNWB returned +24.12% over the past 12 months, compared with +1.75% for SSBI (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FNWB or SSBI?
SSBI has the lower trailing P/E at 37.0, versus 57.8 for FNWB. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Are First Northwest Bancorp and Summit State Bank in the same industry?
Both are in the Finance sector, but in different industries: Banks for First Northwest Bancorp and Major Banks for Summit State Bank.