First US Bancshares (FUSB) vs Summit State Bank (SSBI)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
First US Bancshares (FUSB) has outperformed Summit State Bank (SSBI) over the past year, gaining 30.9% versus a gain of 5.5%. Over five years, FUSB leads with a +55.2% price change compared with -25.6% for SSBI. First US Bancshares is the larger company by market cap ($89.7 million vs $85.7 million), about 1.0 times the size.
On valuation, First US Bancshares trades at a lower trailing P/E (12.3x vs 38.4x for Summit State Bank). First US Bancshares pays a dividend yielding 1.72%, while Summit State Bank does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FUSB | SSBI |
|---|---|---|
| Share price | $16.30 | $12.66 |
| Market cap | $89.73M | $85.67M |
| 1-day change | +0.15% | +0.64% |
| YTD return | +16.68% | +8.86% |
| 1-year return | +30.92% | +5.50% |
| 5-year return | +55.24% | -25.57% |
| P/E ratio (TTM) | 12.35 | 38.36 |
| EPS (TTM) | $1.32 | $0.33 |
| Dividend yield | 1.72% | 0.00% |
| Annual dividend | $0.28 | $0.00 |
| 52-week high | $16.99 | $14.00 |
| 52-week low | $12.15 | $10.35 |
| Distance from 52-week high | -4.06% | -9.57% |
| Average volume | 15.84K | 5.04K |
| Shares outstanding | 5.50M | 6.77M |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- FUSB has outperformed SSBI by 25.4 percentage points over the past year.
- Summit State Bank trades at a higher earnings multiple (38.4x vs 12.3x trailing P/E).
- First US Bancshares offers a meaningfully higher dividend yield (1.72% vs 0.00%).
FUSB vs SSBI FAQ
Which is bigger, First US Bancshares or Summit State Bank?
First US Bancshares (FUSB) is larger, with a market capitalization of $89.73M compared with $85.67M for Summit State Bank (SSBI).
Which stock has performed better over the past year, FUSB or SSBI?
FUSB returned +30.92% over the past 12 months, compared with +5.50% for SSBI (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FUSB or SSBI?
FUSB has the lower trailing P/E at 12.3, versus 38.4 for SSBI. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, First US Bancshares or Summit State Bank?
First US Bancshares pays a dividend yielding 1.72%, while Summit State Bank does not currently pay a regular dividend.
Are First US Bancshares and Summit State Bank in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.